3764 FARM BELL PL, LAKE MARY, FL, 32746
Active2 days on marketListed Sep 18, 2026MLS #O6442630
About this home
3764 FARM BELL PL
Welcome to an exceptional private estate set on a full one-acre homesite in the exclusive gated community of Steeple Chase in Lake Mary, where refined elegance, modern comfort and serene natural beauty come together. From the moment you enter, dramatic 14- and 16-foot ceilings including cathedral, coffered and tray designs create an extraordinary sense of grandeur throughout the home. Elegant architectural arches, crown molding, rich wood flooring and expansive windows fill the interiors with natural light while framing peaceful views of Rice Lake and the protected conservation area, providing lasting privacy with no immediate rear neighbors. This remarkable residence offers five spacious bedrooms and five beautifully appointed bathrooms, along with a private executive office, a formal dining room, an impressive living room with a contemporary fireplace and a welcoming family room designed for everyday enjoyment and effortless entertaining. At the heart of the home, the gourmet kitchen features warm wood cabinetry, granite countertops, a generous center island, premium Sub-Zero and Wolf appliances, built-in ovens, a pot filler, mosaic backsplash and stylish pendant lighting, all seamlessly connected to the breakfast area and family room. Large sliding glass doors create a beautiful transition to the covered lanai and an outdoor oasis designed for the Florida lifestyle. The resort-style pool and integrated spa are surrounded by an expansive paver terrace, tropical landscaping and panoramic conservation views, providing a spectacular setting for relaxation, family gatherings and unforgettable sunsets. A fully equipped summer kitchen with a built-in grill, vented hood, sink and beverage refrigerator completes this remarkable outdoor entertaining space. Offering privacy, sophistication and exceptional indoor-outdoor living, this distinguished Steeple Chase residence is conveniently located near top-rated Seminole County schools, upscale dining, boutique shopping and major roadways an extraordinary place to call home.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
5,118
Sqft
1 ac
Lot size
3
Garage
2014
Year built
One
Levels
$361
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,388 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,388/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.9%
$/sqft vs Lake Mary actives
$361 vs $238
Days on market
2 vs 45 typical
Where $361/sqft sits among the 181 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palomar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
Palomar — neighborhood snapshot
Population
567
Median age
52
Median income
$61,724
Median home value
$379,800
Avg household
2
Households w/ children
43%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
96 of 181
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 364% above the LAKE MARY 32746 median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 3764 FARM BELL PL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,485,000
3955 EQUINE COVE · same community
5 bd · 4.5 ba · 4,294 sqft · $346/sqft · 27 DOM
Sold · Mar ’26$1,375,000
1420 OIL LAMP COVE · same community
4 bd · 3.5 ba · 4,282 sqft · $321/sqft · 13 DOM
Sold · Aug ’26$1,255,000
3732 FARM BELL PLACE · same community
4 bd · 5.5 ba · 4,069 sqft · $308/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3764 FARM BELL PL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3764 FARM BELL PL — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3764 FARM BELL PL FAQs
What would the monthly payment be for 3764 FARM BELL PL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,388/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3764 FARM BELL PL?+
The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3764 FARM BELL PL?+
The most recent tax bill on record (2025) was $15,862. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3764 FARM BELL PL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $1,850,000, this home is listed about 335% above the Lake Mary median of $424,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3764 FARM BELL PL?+
College Park Middle (middle), Edgewater High (high), Lake Silver Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,850,000 runs 364% above the LAKE MARY 32746 median — but at 5,118 sqft it's also nearly 3 times the size of the typical Lake Mary listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 2 days on market in a Lake Mary market that averages 45 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Yennifer Salazar. MLS #O6442630.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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