CENTURY 21 Edge
Short-Term Rental Eligible
$589,0003 bd2 ba2,035 sqft$289 /sqft$3,795 /mo all-in ↓

1631 CHARLEMAGNE COURT, WINTER GARDEN, FL, 34787

Active3 days on marketListed Sep 17, 2026MLS #O6442789

Single Family ResidenceTUSCANY

About this home

1631 CHARLEMAGNE COURT

**GOLF CART COMMUNITY** Welcome to this charming home located at 1631 Charlemagne Ct in Winter Garden, FL. This beautiful house features three spacious bedrooms, a dedicated office, 2 full bathrooms, living room, dining room (currently using as a second office) laundry room and a two car garage, providing ample space for comfortable living. A beautifully maintained and thoughtfully upgraded home tucked away on a quiet cul-de-sac in one of Winter Garden's most desirable residential neighborhoods. Sitting on a large, fully fenced lot, this property delivers privacy, peace, and timeless appeal, with mature Oak trees providing lots of shade for outdoor entertaining. With a generous living area of 2,035 square feet, this home accords an inviting layout appropriate for relaxation and entertaining. Step inside and you're immediately greeted by cathedral ceilings in the living room and kitchen, creating an open, airy atmosphere filled with natural light. Tile flooring throughout the entire home adds a clean, cohesive look while offering durability and easy maintenance. The chef-inspired kitchen is the heart of the home, showcasing upgraded custom cabinetry, and granite countertops. The kitchen features abundant cabinet space and a large pantry offering exceptionally storage for all your kitchen essentials. Included are Bosch appliances and a charming nook overlooking the beautiful mature landscaping. The primary bedroom suite is a truly spacious sanctuary, complete with elegant plantation shutters, a Jacuzzi tub, dual sinks and his-and-her walk-in closets. Two additional bedrooms and a full bath provide comfort and flexibility for family or guests. The laundry room has built-in cabinetry, countertop and additional overhead shelf for added storage. A hall linen closet has extra-large storage providing plenty of space for additional household essentials. Major upgrades bring peace of mind and value including a new roof (2021), exterior freshly painted (2021), Brand-new AC (2024), Newly planted sod in back yard (2026) and upgraded Irrigation Control Panel (2026). Hop on your golf cart just minutes to historic downtown Winter Garden and enjoy your favorite restaurants, events and farmers market. Or take a relaxing nature walk or bike ride on the West Orange trial. This home is move in ready!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,035

Sqft

0.25 ac

Lot size

2

Garage

2002

Year built

One

Levels

$289

Per sqft

Inside

FlooringCeramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorGarden · Irrigation System · Lighting · Private Mailbox · Sidewalk · Sprinkler Metered · Storage

Community & fees

HOA fee$33/mo
Taxes (2025)$2,435/yr
PetsCats OK, Dogs OK, Number Limit

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Sprinkler Meter · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,795 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property tax — 2025 actual bill$203
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,900
Interest rate6.00%
Loan term

Estimated payment

$3,795/mo

Principal & interest$3,178
PMI (est., until 20% equity)$221
Property taxes (actual bill)$203
HOA / condo fee$33
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $589K
$396KedgeAI estimate $556,221 · range $412K$759K$790K

vs edgeAI estimate

+5.9%

$/sqft vs Winter Garden actives

$289 vs $260

Days on market

3 vs 42 typical

Where $289/sqft sits among the 400 Winter Garden actives

60
119
126 · this home
41
24
30
$171–213$213–255$255–298$298–340$340–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityTuscany
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,950/mo median

MarketWinter Garden
Annual gross at median$35,400
Gross yield on this price6.0%
Homes for rent right now141

Live Winter Garden rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Tuscany

Drive times from this address

Downtown Orlando21 min
Universal Orlando24 min
Walt Disney World29 min
Orlando Int’l Airport (MCO)35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Tuscany is a short-term-rental community. See the full guide →

Tuscany — neighborhood snapshot

Population

497

Median age

33

Median income

$84,943

Median home value

$412,200

Avg household

3

Households w/ children

101

For the school run

Orange County School District

HighOcoee High★★★★★
ElementaryWilliam S Maxey Elementary★★★★★
MiddleLakeview Middle★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

217 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $589,000 · 3 days on market since
2002Built · TUSCANY

Reality check

What actually sold near 1631 CHARLEMAGNE COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1531 HAWKESBURY COURTSold · Apr ’26

$580,000

1531 HAWKESBURY COURT · same community

4 bd · 2 ba · 2,141 sqft · $271/sqft · 9 DOM

1674 VICTORIA WAYSold · Jun ’26

$659,990

1674 VICTORIA WAY · same community

4 bd · 2.5 ba · 2,239 sqft · $295/sqft · 143 DOM

77 APIAN WAYSold · May ’26

$565,000

77 APIAN WAY · same community

3 bd · 2 ba · 2,401 sqft · $235/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1631 CHARLEMAGNE COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1631 CHARLEMAGNE COURT — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1631 CHARLEMAGNE COURT FAQs

What would the monthly payment be for 1631 CHARLEMAGNE COURT?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1631 CHARLEMAGNE COURT?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1631 CHARLEMAGNE COURT?+

The most recent tax bill on record (2025) was $2,435. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 1631 CHARLEMAGNE COURT be rented short-term?+

Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 1631 CHARLEMAGNE COURT?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $589,000, this home is listed about 2% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.

Which schools are assigned to 1631 CHARLEMAGNE COURT?+

Ocoee High (high), William S Maxey Elementary (elementary), Lakeview Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$589,000 runs 18% above the WINTER GARDEN 34787 median.

02Zoned for nightly rentals

Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Fresh on the market

Only 3 days on market in a Winter Garden market that averages 42 — if it fits, move quickly.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6442789.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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