CENTURY 21 Edge
$365,0005 bd2.5 ba2,264 sqft$161 /sqft$3,210 /mo all-in ↓

10220 HAPPY HEART AVENUE, RIVERVIEW, FL, 33578

Active3 days on marketListed Sep 17, 2026MLS #O6442827

Single Family ResidenceTIMBERCREEK PH 1

About this home

10220 HAPPY HEART AVENUE

MOVE-IN READY 5-BEDROOM HOME IN RIVERVIEW! Welcome to 10220 Happy Heart Ave, a spacious two-story home offering 5 bedrooms, 2 and 1/2 bathrooms, 2,264 sq. ft. of living space, and a 2-car garage. Step inside to a bright, open floor plan with tile flooring throughout the main living areas and plenty of natural light. The spacious kitchen is designed for everyday living and entertaining, featuring a large center island, granite countertops, abundant dark cabinetry, stainless-steel appliances, and generous counter space. The kitchen flows directly into the dining and family room, creating one large, comfortable gathering space. The home has been well maintained and is exceptionally clean and move-in ready. Neutral interior colors make it easy for a new owner to personalize, while the open layout provides plenty of flexibility for today's lifestyle. With five bedrooms, there is room for bedrooms, guests, a home office, a hobby room, or additional living space. The home also features indoor laundry, ceiling fans, central air conditioning, and a full 2-car garage. Conveniently located in the Timber Creek community of Riverview, with easy access to shopping, dining, and major roadways. Offered at $365,000 — an excellent opportunity to own a spacious 5-bedroom home built in 2020. Schedule your private showing today!

Facts & features

The home at a glance

5

Bedrooms

2.5

Bathrooms

2,264

Sqft

0.09 ac

Lot size

2

Garage

2020

Year built

One

Levels

$161

Per sqft

Pets allowed

Inside

FlooringCarpet
AppliancesDishwasher · Disposal · Dryer · Washer
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesEast
ExteriorIrrigation System

Community & fees

HOA fee$15/mo
Taxes (2025)$8,699/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,210 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property tax — 2025 actual bill$725
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,775Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,775
Interest rate6.00%
Loan term

Estimated payment

$3,210/mo

Principal & interest$2,149
FHA mortgage insurance (est.)$161
Property taxes (actual bill)$725
HOA / condo fee$15
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $365K
$350KedgeAI estimate $376,372 · range $366K$380K$396K

vs edgeAI estimate

−3%

$/sqft vs Riverview actives

$161 vs $183

Days on market

3 vs 45 typical

Where $161/sqft sits among the 400 Riverview actives

86
102 · this home
86
67
28
31
$136–158$158–181$181–203$203–225$225–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Drive times from this address

Downtown Tampa24 min
Tampa Int’l Airport (TPA)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33578 — neighborhood snapshot

Population

58,474

Median age

35

Median income

$80,223

Median home value

$298,000

Avg household

2.45

Households w/ children

7,421

For the school run

Hillsborough County School District

HighSpoto High School★★★★★
MiddleGiunta Middle School★★★★
ElementaryIppolito Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$394K$370K

Riverview median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

259 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the RIVERVIEW 33578 median. See the full Riverview market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $365,000 · 3 days on market since
2020Built · TIMBERCREEK PH 1

Reality check

What actually sold near 10220 HAPPY HEART AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10232 COOL WATERLILY AVENUESold · Jul ’26

$360,000

10232 COOL WATERLILY AVENUE · same community

4 bd · 2.5 ba · 1,914 sqft · $188/sqft · 16 DOM

12016 MIRACLE MILE DRIVESold · Aug ’26

$300,000

12016 MIRACLE MILE DRIVE · same community

4 bd · 2.5 ba · 1,914 sqft · $157/sqft · 76 DOM

11944 MIRACLE MILE DRIVESold · Jun ’26

$340,000

11944 MIRACLE MILE DRIVE · same community

4 bd · 2.5 ba · 1,914 sqft · $178/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10220 HAPPY HEART AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10220 HAPPY HEART AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10220 HAPPY HEART AVENUE FAQs

What would the monthly payment be for 10220 HAPPY HEART AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,210/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10220 HAPPY HEART AVENUE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10220 HAPPY HEART AVENUE?+

The most recent tax bill on record (2025) was $8,699. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10220 HAPPY HEART AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $365,000, this home is listed about 4% below the Riverview median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10220 HAPPY HEART AVENUE?+

Spoto High School (high), Giunta Middle School (middle), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PARK PLACE REAL ESTATE · Fook Snipper. MLS #O6442827.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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