4218 12TH AVENUE N, ST PETERSBURG, FL, 33713
Active4 days on marketListed Sep 18, 2026MLS #O6442843
About this home
4218 12TH AVENUE N
Opportunity awaits in the heart of St. Petersburg! This home is a great option for a first-time buyer, investor, or anyone ready to add their own style and build equity along the way. With good bones and some of the major components already addressed, including a roof approximately 5 years old and an HVAC condenser approximately 3 years old, you can focus on making the interior your own. Whether you're looking for your first home or your next renovation project, this property offers plenty of potential to create something special. Conveniently located near shopping, dining, major roadways, and everything St. Pete has to offer. Bring your ideas and make this one yours!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
832
Sqft
0.13 ac
Lot size
1956
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,627 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,627/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−31.8%
$/sqft vs St Petersburg actives
$270 vs $305
Days on market
4 vs 57 typical
Where $270/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside United Central
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
United Central — neighborhood snapshot
Population
8,420
Median age
45
Median income
$69,173
Median home value
$300,876
Avg household
2
Households w/ children
806
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
260 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the ST PETERSBURG 33713 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4218 12TH AVENUE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$215,000
4136 12TH AVENUE N · same community
2 bd · 1 ba · 822 sqft · $262/sqft · 109 DOM
Sold · Nov ’25$764,990
4248 11TH AVENUE N · same community
3 bd · 2 ba · 2,096 sqft · $365/sqft · 64 DOM
Sold · Jun ’26$160,000
3201 FREEMONT TERRACE S
2 bd · 1 ba · 834 sqft · $192/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4218 12TH AVENUE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4218 12TH AVENUE N — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4218 12TH AVENUE N FAQs
What would the monthly payment be for 4218 12TH AVENUE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,627/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4218 12TH AVENUE N?+
The most recent tax bill on record (2025) was $512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4218 12TH AVENUE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $225,000, this home is listed about 48% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4218 12TH AVENUE N?+
Northwest Elementary School (elementary), St. Petersburg High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33713 market on paper
$225,000 is 44% below the ST PETERSBURG 33713 median of $399,900, and at $270/sqft it sits under the St Petersburg average of $377.
02Fresh on the market
Only 4 days on market in a St Petersburg market that averages 57 — if it fits, move quickly.
03Strong assigned schools
Northwest Elementary School, St. Petersburg High School, Azalea Middle School — Northwest Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS WINTER PARK · Liam Glover Pa. MLS #O6442843.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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