545 W PEARSON STREET, HERNANDO, FL, 34442
Active0 days on marketListed Sep 20, 2026MLS #O6443424
About this home
545 W PEARSON STREET
Built in 2025 and lived in for just over a year, this beautiful home offers the feel of new construction without the wait. Thoughtfully designed with spacious rooms, modern finishes, and generous indoor and outdoor living space, this home is truly move-in ready. Inside, you’ll find a bright, open floor plan centered around a large kitchen island with beautiful quartz countertops and plenty of workspace and storage. The kitchen flows naturally into the main living area, making it ideal for everyday living and entertaining. One of the home’s standout features is the exceptionally spacious primary bedroom. The additional bedrooms are also larger than average for newer construction, and every bedroom features its own walk-in closet, providing an impressive amount of storage throughout the home. Multiple sliding glass doors open to a large screened-in lanai, extending the living space outdoors and creating the perfect place to relax, entertain, or enjoy Florida evenings year-round. The large, fully fenced backyard offers plenty of usable space along with mature trees, a storage shed, fire pit area, and custom wooden arbor swing. An oversized concrete driveway and attached garage provide ample parking and convenience. With its modern black-and-white design, quartz finishes, oversized bedrooms, walk-in closets, spacious screened lanai, and expansive fenced yard, this nearly new home has been lightly lived in and exceptionally well maintained. Enjoy the benefits of newer construction with the fencing, landscaping, outdoor improvements, and finishing touches already completed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,910
Sqft
1.04 ac
Lot size
2
Garage
2025
Year built
One
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,927 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,927/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
Days on market
0 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$326K → $340K
Hernando median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 545 W PEARSON STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 545 W PEARSON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
545 W PEARSON STREET FAQs
What would the monthly payment be for 545 W PEARSON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,927/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 545 W PEARSON STREET?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 545 W PEARSON STREET?+
The most recent tax bill on record (2025) was $410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 545 W PEARSON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $429,900, this home is listed about 13% above the Hernando median of $379,500. The market section on this page shows how the area is trending.
Which schools are assigned to 545 W PEARSON STREET?+
Citrus Springs Middle School (middle), Central Ridge Elementary School (elementary), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of SUPER SELLER · Jason Wojcik. MLS #O6443424.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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