25387 3RD STREET, SUMMERLAND KEY, FL, 33042
Active16 days on marketListed Oct 9, 2026MLS #O6448760
About this home
25387 3RD STREET
Boaters' delight: This retreat boasts 100 feet of ocean front & 200 canal front with protected dockage, seawall, fish cleaning table, boat slip and bait freezer. This home is located on the Atlantic end of Niles Channel which is one of the deepest passages between the Atlantic and the Gulf in the lower keys. The large double lot allows for ample car and boat parking so bring your toys, the boat ramp is down the street! The large sparkling pool is a great place to relax, take in some vitamin D and listen to the coconut palms rustle in the wind. There are two bedrooms two bath upstairs and a one bedroom one bath downstairs. The rooms are spacious and open, huge living area with panoramic views. The kitchen is freshly renovated with new cabinets, quartz countertops, new appliances, and new central air and heat. The screened porch spans the length of the house and is a favorite place to view the sunrise, sunset, or watch the boats go by. Summerland Key has a luxury feel with a laid back atmosphere, conveniently situated between Marathon and Key West. Exceptional boating, diving and fishing; it's located a short boat ride to Looe Key and Little Palm island. Come for the relaxation, come for the views, come for the pool, the stargazing, the wildlife, or nightlife! There is something for everyone. Great restaurants nearby. Summerland Key also offers a private airport and Marathon airport is conveniently located for you private pilots
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,643
Sqft
0.24 ac
Lot size
1986
Year built
Two
Levels
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$259 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$259/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside SUMMERLAND KEY 33042
SUMMERLAND KEY 33042 — neighborhood snapshot
Population
6,781
Median age
52.5
Median income
$101,625
Median home value
$759,600
Avg household
2.28
Households w/ children
632
For the school run
Monroe County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The SUMMERLAND KEY 33042 market
This home is listed 97% below the SUMMERLAND KEY 33042 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25387 3RD STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25387 3RD STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25387 3RD STREET FAQs
What would the monthly payment be for 25387 3RD STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $259/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 25387 3RD STREET?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in SUMMERLAND KEY 33042?+
At $12,000, this home is listed about 97% below the SUMMERLAND KEY 33042 median of $381,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25387 3RD STREET?+
Key West High School (high) — Monroe County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of COLONIALTOWN REALTY · Valerie Kennedy. MLS #O6448760.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.