940 PARADISE CIRCLE, ATLANTIC BEACH, FL, 32233
Active0 days on marketListed Nov 6, 2026MLS #O6455624
About this home
940 PARADISE CIRCLE
Paradise Preserve is a hidden gem in Atlantic Beach * Behind the Gated Entry you will find a vibrant neighborhood featuring two cul-de-sacs of charming Key West style homes shaded by magnificent oak trees draped in Spanish moss * Tucked just outside the neighborhood is Dutton Island preserve at the intercoastal waterway * It offers outdoor adventures right at your doorstep, including hiking, fishing, kayaking, manatee watching and paddle boarding * Take a short stroll to a beautiful evening sunset or hop on your bike and be at the beach and the Atlantic Beach town center in just Minutes * You will find wonderful restaurants and shopping coastal charm at its finest * Enjoy coastal living in this truly special Atlantic Beach community * 1st Floor Master Suite * 1st Floor Guest Suite * New roof October 2026 * New HVAC upstairs 2026 * New HVAC downstairs 2024 * New Carpet 2025 * New Exterior paint 2024 * Remodeled Kitchen with Stainless Steel Appliances & Quartz Countertops * Office with Barn Door * Crown Molding * Shiplap wrapped Fireplace * Jettub in Master Bath * A/C in 25 ft Storage Closet * Attic has solid flooring and Pull Down Stairs * Paver Walkways * Contact Owner Direct for Access
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,595
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,986 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,986/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1%
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mayport Corridor South
Mayport Corridor South — neighborhood snapshot
Population
3,704
Median age
44
Median income
$75,315
Median home value
$331,051
Avg household
3
Households w/ children
326
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The ATLANTIC BEACH 32233 market
This home is listed 67% above the ATLANTIC BEACH 32233 median.
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 940 PARADISE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 940 PARADISE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
940 PARADISE CIRCLE FAQs
What would the monthly payment be for 940 PARADISE CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,986/mo — principal and interest, the actual property-tax bill, the $93/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 940 PARADISE CIRCLE?+
The association fee works out to $93 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 940 PARADISE CIRCLE?+
The most recent tax bill on record (2026) was $5,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 940 PARADISE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in ATLANTIC BEACH 32233?+
At $795,000, this home is listed about 67% above the ATLANTIC BEACH 32233 median of $475,500. The market section on this page shows how the area is trending.
Which schools are assigned to 940 PARADISE CIRCLE?+
Mayport Coastal Science Middle School (middle), Neptune Beach Elementary School (elementary), Duncan U. Fletcher High School (high) — Duval County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of VINTAGE REALTY GROUP LLC · Darrell Nunnelley. MLS #O6455624.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.