12604 COUNTY ROAD 103, OXFORD, FL, 34484
Active1451 days on marketListed Aug 15, 2022MLS #OM644523
About this home
12604 COUNTY ROAD 103
DON'T MISS THIS OPPORTUNITY! I would like to invite you to take a look at a beautiful, open property located in a prime area in Oxford, Florida, close to the heart of The Villages. This 48-acre parcel is situated on County Road 103 less than ¾ of a mile from medical facilities, shopping, restaurants, schools, and other desirable amenities. The property is flat, high, and dry, completely cleared, with approximately 800 feet of frontage on County Road 103. City of Wildwood utilities are approximately 1800 feet South on County Road 103. It's conveniently close to offices, an Assisted Living Facility and Walmart. Residential Development could be considered with possibilities for Agriculture Conservation as well as "Estate Homes." The potential includes possibly 15 to 16 homesites, ranging from 1 to 2-Acre Parcels. Endless possibilities include possible horse stables, barnes, arenas or just a pristine development for a horse farm community. This is an excellent opportunity for development, investment, 10-31 Exchange and/or other future use for monetary gains. Additional property features include a 2400 Sq Ft Home, Large Workshop, Storage Building, Covered RV and Boat Storage, excellent visibility from US Hwy 301. This Property offers tremendous potential in a rapidly expanding area. Due to circumstances, there is a substantial price reduction offered for all investors and land acquisition developers. The owners are motivated to sell this prime investment property.
Facts & features
The home at a glance
48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$20,575 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,575/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $353K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 739% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 12604 COUNTY ROAD 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$131,000
12129 GRAND OAK LANE
1 bd · 1 ba · 588 sqft · $223/sqft · 134 DOM
Sold · Sep ’25$159,500
12133 GRAND OAK LANE
1 bd · 1 ba · 725 sqft · $220/sqft · 203 DOM
Sold · Jul ’26$138,000
3607 UMBRELLA TREE LANE
2 bd · 2 ba · 772 sqft · $179/sqft · 121 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12604 COUNTY ROAD 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12604 COUNTY ROAD 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12604 COUNTY ROAD 103 FAQs
What would the monthly payment be for 12604 COUNTY ROAD 103?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,575/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12604 COUNTY ROAD 103?+
The most recent tax bill on record (2025) was $2,599. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12604 COUNTY ROAD 103?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $3,500,000, this home is listed about 760% above the Oxford median of $407,125. The market section on this page shows how the area is trending.
Which schools are assigned to 12604 COUNTY ROAD 103?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$3,500,000 runs 739% above the OXFORD 34484 median.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
1451 days on market against a Oxford median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $4,900,000, now $3,500,000 — a $1.4M cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY LLC · Cheryl Creel, PA. MLS #OM644523.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oxford homes, in your inbox
Like 12604 COUNTY ROAD 103 but not quite? A daily digest of every new listing in Oxford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Anthony to ping you on any price or status change →