CENTURY 21 Edge
$414,900$449,0002 bd2 ba1,202 sqft$345 /sqft$2,846 /mo all-in ↓

419 SE 1ST AVENUE UNIT 101, OCALA, FL, 34471

Active1244 days on marketListed Mar 10, 2023MLS #OM654493

Reduced $34KCondominiumOLD OCALA SURVEY

About this home

419 SE 1ST AVENUE UNIT 101

PRICE IMPROVEMENT! Offered at $414,900, including the furniture. In addition, the seller is offering a $3,000 credit to the buyer that may be applied toward allowable closing costs, prepaid expenses, or other buyer costs, subject to lender approval. Take advantage of this opportunity to own a beautifully furnished, move-in-ready loft in the desirable downtown community. Contact the listing agent for additional details or to schedule your private showing. These FHA-approved condominiums combine modern finishes, convenient amenities, and an unbeatable Downtown Ocala location. Welcome to this stunning new condominium community in the heart of Downtown Ocala a truly exceptional place to call home. Enjoy the convenience of being close to hospitals, restaurants, shops, and all that downtown has. Each unit is thoughtfully finished with quartz countertops, wood cabinetry, and abundant natural light throughout. The bedrooms feature spacious walk-in closets, while the bathrooms are appointed with quartz countertops, tile showers, and wood cabinets, offering both style and comfort. An inside laundry room with washer and dryer is included in every unit for added convenience. Each residence also comes with a private first-floor storage unit—perfect for keeping your space organized.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,202

Sqft

0.19 ac

Lot size

2024

Year built

One

Levels

$345

Per sqft

FireplaceCity view

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewCity
FacesWest
ExteriorAwning(s) · Balcony

Community & fees

Taxes (2023)$722/yr
PetsBreed Restrictions
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Available · Fiber Optics · Sewer Available · Underground Utilities · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,846 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property tax — 2023 actual bill$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,522Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,522
Interest rate6.00%
Loan term

Estimated payment

$2,846/mo

Principal & interest$2,442
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $415K
$398KedgeAI estimate $445,036 · range $436K$448K$466K

vs edgeAI estimate

−6.8%

$/sqft vs Ocala actives

$345 vs $187

Days on market

1244 vs 49 typical

Where $345/sqft sits among the 400 Ocala actives

162
163
36
8
9 · this home
22
$126–177$177–229$229–280$280–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 419 SE 1ST AVENUE UNIT 101

Get to know Ocala. See the full Ocala guide →

OCALA 34471 — neighborhood snapshot

Population

26,031

Median age

44.2

Median income

$60,283

Median home value

$292,200

Avg household

2.31

Households w/ children

2,491

For the school run

Marion County School District

ElementaryEighth Street Elementary School★★★★
MiddleOsceola Middle School★★★★
HighForest High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

163 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the OCALA 34471 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $414,900 $34K
Mar 10, 2023Listed at $449,000 · 1244 days on market since
2024Built · OLD OCALA SURVEY

Reality check

What actually sold near 419 SE 1ST AVENUE UNIT 101

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

419 SE 1ST AVENUE UNIT 304Sold · Nov ’25

$499,000

419 SE 1ST AVENUE UNIT 304 · same community

2 bd · 2 ba · 1,202 sqft · $415/sqft · 376 DOM

419 SE 1ST AVENUE UNIT 204Sold · Feb ’26

$460,000

419 SE 1ST AVENUE UNIT 204 · same community

2 bd · 2 ba · 1,202 sqft · $383/sqft · 499 DOM

419 SE 1ST AVENUE UNIT 102Sold · Oct ’25

$449,000

419 SE 1ST AVENUE UNIT 102 · same community

2 bd · 2 ba · 1,202 sqft · $374/sqft · 345 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 419 SE 1ST AVENUE UNIT 101 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 419 SE 1ST AVENUE UNIT 101 — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

419 SE 1ST AVENUE UNIT 101 FAQs

What would the monthly payment be for 419 SE 1ST AVENUE UNIT 101?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,846/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 419 SE 1ST AVENUE UNIT 101?+

The most recent tax bill on record (2023) was $722. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 419 SE 1ST AVENUE UNIT 101?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $414,900, this home is listed about 39% above the Ocala median of $298,939. The market section on this page shows how the area is trending.

Which schools are assigned to 419 SE 1ST AVENUE UNIT 101?+

Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$414,900 runs 36% above the OCALA 34471 median.

02City views

The city view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

1244 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $449,000, now $414,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of BRICKS & MORTAR REAL ESTATE · Vicky Morrison. MLS #OM654493.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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