CENTURY 21 Edge
$105,000$265,000$937 /mo all-in ↓

11681 W NORTH PLACE, HOMOSASSA, FL, 34448

Active751 days on marketListed Jul 22, 2024MLS #OM682605

Priced 52% below the HOMOSASSA 34448 medianReduced $160KWaterfrontIIOMOSASSA RETREATS UN #3

About this home

11681 W NORTH PLACE

WATEFRONT/Vacant Land. Seller Motivated. Rare opportunity to own nearly a full acre (.95) of WATERFRONT property in the heart of Old Homosassa. This spacious homesite offers a setting to build your dream coastal retreat while enjoying the relaxed Old Homosassa waterfront lifestyle. With water access and plenty of room for a custom home, boat storage, outdoor entertaining areas, and space for all your recreational toys, the possibilities are endless. Located in a golf-cart community, you can easily ride to nearby waterfront restaurants, marinas, local shops, and the Homosassa River. Spend the days boating, fishing, kayaking, scalloping, and exploring the natural springs that make this area so special. Whether you're looking to build a full-time residence or a weekend getaway, this waterfront parcel offers space, privacy, and the charm that makes Old Homosassa one of Citrus County's most desirable coastal communities.

Facts & features

The home at a glance

0.95 ac

Lot size

WaterfrontWater view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2023)$1,345/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$937 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$618
FHA mortgage insurance (est.)$46
Property tax — 2023 actual bill$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,675
Interest rate6.00%
Loan term

Estimated payment

$937/mo

Principal & interest$618
FHA mortgage insurance (est.)$46
Property taxes (actual bill)$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Homosassa

Map of 11681 W NORTH PLACE

Get to know Homosassa. See the full Homosassa guide →

HOMOSASSA 34448 — neighborhood snapshot

Population

10,741

Median age

56

Median income

$47,526

Median home value

$166,000

Avg household

2.28

Households w/ children

866

For the school run

Citrus County School District

ElementaryRock Crusher Elementary School★★★★★
MiddleCrystal River Middle School★★★★
HighCrystal River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 52% below the HOMOSASSA 34448 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $105,000 $160K
Jul 22, 2024Listed at $265,000 · 751 days on market since

Reality check

What actually sold near 11681 W NORTH PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5500 S CHAMBERLAIN POOL AVENUESold · Apr ’26

$115,000

5500 S CHAMBERLAIN POOL AVENUE

2 bd · 1 ba · 710 sqft · $162/sqft · 93 DOM

10464 W OLIVER STREETSold · Sep ’25

$313,000

10464 W OLIVER STREET

2 bd · 1 ba · 864 sqft · $362/sqft · 34 DOM

11053 W TOWNSEND LANESold · Jun ’26

$170,000

11053 W TOWNSEND LANE

2 bd · 2 ba · 960 sqft · $177/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 11681 W NORTH PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11681 W NORTH PLACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

11681 W NORTH PLACE FAQs

What would the monthly payment be for 11681 W NORTH PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $937/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11681 W NORTH PLACE?+

The most recent tax bill on record (2023) was $1,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Homosassa?+

At $105,000, this home is listed about 70% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.

Which schools are assigned to 11681 W NORTH PLACE?+

Rock Crusher Elementary School (elementary), Crystal River Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the HOMOSASSA 34448 market on paper

$105,000 is 52% below the HOMOSASSA 34448 median of $217,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

751 days on market against a Homosassa median of 63 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $265,000, now $105,000 — a $160K cut. The full history is in the market section below.

Listing courtesy of TROTTER REALTY · Amy Maki. MLS #OM682605.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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11681 W NORTH PLACE, HOMOSASSA, FL — $105,000 | CENTURY 21 Edge