CENTURY 21 Edge
$425,000$449,0004 bd3 ba3,379 sqft$126 /sqft$3,206 /mo all-in ↓

8953 SW 50TH TERRACE, OCALA, FL, 34476

Active525 days on marketListed Feb 28, 2025MLS #OM695164

Reduced $24KSingle Family ResidenceGREYSTONE HILLS PH 2

About this home

8953 SW 50TH TERRACE

Not quite ready to complete a purchase? Try it before you buy and lease for only $2800/month! Compare against a similar sized new construction home with no extra's! You might save a little initially with a builder offered sub-vented interest rate loan, but save thousands in the long run and get a lot more for your money by opting for this almost new, upgraded home and just refinance later! Available immediately and among the lowest priced by square foot in the neighborhood or the surrounding area including new construction! And best of all, NO CDD added to your annual property tax bill or monthly HOA! Includes over 30K in upgrades done by the homeowner. Two stories of all block exterior construction, not offered by other builders, adds to greater energy efficiency and increased storm protection. This meticulously cared for, well maintained and only two-year-old home, sits on one of Greystone Hills largest corner lots which is completely fenced, with neighbors on only one side and has 50 feet of additional greenway buffer in the back for even more privacy! Plus, this home is one mile from the interstate, and does not back up to a busy highway, or have overhead power lines near! Difficult to find 3,300+ sq ft Holden model with 4 bedrooms, 3 bathrooms, and a 2-car garage. As you enter the home through the long foyer entrance, you will come across a flex room ideal for a home office or formal dining room. Walking further into the main living area of the home, you will encounter a spacious gathering room with ceramic tiled flooring and over nine-foot high ceilings, adjacent to a dining area and built-in kitchen. Features include stainless steel appliances and an oversized 7.5 X 4 feet granite counter-top island, 42” cabinets, and a hallway that connects to a huge walk-in pantry. Energy saving insulated windows throughout and a three-panel rear sliding glass door letting plenty of natural light in to brighten the living spaces. On the main floor you will also find a private bedroom with a full bathroom adjacent to it, making it convenient for guests or family members that can’t navigate stairs well. Enjoy the Florida lifestyle and grilling on your extended covered patio overlooking the greenest of oversized backyards, with plenty of room to add a pool or park the toys. The backyard is fully fenced with easy access from the side street to the rear yard with double wide gates. On the second floor you will find an additional living area with a roomy loft, two additional large bedrooms with a full bath in between, a finished laundry room and a huge primary bedroom with walk-in closet and secluded sitting area for some quiet time! The primary bath has a double vanity, soaking tub and glass door shower. Owner upgrades include widened concrete driveway, extended and covered rear patio with brick pavers, professional landscaping, epoxy flooring in the garage, front and rear irrigation system, ADT monitored (optional) security system and much more! As an added bonus, this home comes wired with very reliable high speed fiber optic cable internet provided by Cox cable. Greystone Hills is also one of the few "GATED" communities in the area, with TWO security coded entrance gates, keeping you, your loved ones and belongings safe. Enjoy living in this community and the convenience of a great location which is near to many schools, some new, shopping, dining, and quick access to I-75 for traveling. Call or schedule an appointment today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,379

Sqft

0.18 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$126

Per sqft

Pets allowed

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingGarage Door Opener
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$100/mo
Taxes (2024)$3,068/yr
PetsYes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,206 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property tax — 2024 actual bill$256
HOA fee — from the listing$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,875
Interest rate6.00%
Loan term

Estimated payment

$3,206/mo

Principal & interest$2,502
FHA mortgage insurance (est.)$188
Property taxes (actual bill)$256
HOA / condo fee$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $425K
$406KedgeAI estimate $426,798 · range $422K$429K$446K

vs edgeAI estimate

−0.4%

$/sqft vs Ocala actives

$126 vs $187

Days on market

525 vs 50 typical

Where $126/sqft sits among the 400 Ocala actives

161 · this home
163
37
8
9
22
$126–177$177–229$229–280$280–332$332–383$383+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 8953 SW 50TH TERRACE

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

162 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 47% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $425,000 $24K
Feb 28, 2025Listed at $449,000 · 525 days on market since
2023Built · GREYSTONE HILLS PH 2

Reality check

What actually sold near 8953 SW 50TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4003 SW 102ND PLACESold · Jan ’26

$480,000

4003 SW 102ND PLACE

5 bd · 4 ba · 3,222 sqft · $149/sqft · 21 DOM

9896 SW 56TH COURTSold · Sep ’25

$350,000

9896 SW 56TH COURT

4 bd · 3 ba · 3,009 sqft · $116/sqft · 112 DOM

4493 SW 102ND LANE ROADSold · Mar ’26

$480,000

4493 SW 102ND LANE ROAD

4 bd · 3 ba · 2,530 sqft · $190/sqft · 193 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8953 SW 50TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8953 SW 50TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8953 SW 50TH TERRACE FAQs

What would the monthly payment be for 8953 SW 50TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,206/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8953 SW 50TH TERRACE?+

The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8953 SW 50TH TERRACE?+

The most recent tax bill on record (2024) was $3,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8953 SW 50TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $425,000, this home is listed about 42% above the Ocala median of $298,939. The market section on this page shows how the area is trending.

Which schools are assigned to 8953 SW 50TH TERRACE?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$425,000 runs 47% above the OCALA 34476 median — but at 3,379 sqft it's also nearly twice the size of the typical Ocala listing.

02Time on market is leverage

525 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $449,000, now $425,000 — a $24K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Frank Koehler. MLS #OM695164.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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