CENTURY 21 Edge
$950,000$1,347,000$5,814 /mo all-in ↓

TBD SW 104TH ST ROAD, OCALA, FL, 34476

Active523 days on marketListed Feb 28, 2025MLS #OM696212

Reduced $397KEQUINE ESTATE

About this home

TBD SW 104TH ST ROAD

17.96 +/- Acres with the ability to ride to the Florida Greenways and Trails, plus close to the Florida Horse Park! It's a short 20-minute drive to WEC. Graced with Granddaddy Oaks and perimeter fenced sits this beautiful and waiting for the dream home or farm of your choice. This lot is located on a cul-de-sac in the back of the property for added privacy. Equine Estates is a gated community with bridle trails and requires a minimum of 3,000 SF of living area. This is one of the last lots available in the community.

Facts & features

The home at a glance

17.96 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouthwest

Community & fees

HOA fee$158/mo
Taxes (2024)$160/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesElectrical Nearby · Underground Utilities
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,814 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2024 actual bill$13
HOA fee — from the listing$158
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$5,814/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$13
HOA / condo fee$158
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of TBD SW 104TH  ST ROAD

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 230% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $950,000 $397K
Feb 28, 2025Listed at $1,347,000 · 523 days on market since

Reality check

What actually sold near TBD SW 104TH ST ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9523 SW 27TH AVENUESold · Aug ’25

$680,000

9523 SW 27TH AVENUE

1 bd · 1 ba · 520 sqft · $1,308/sqft · 220 DOM

10498 SW 18TH TERRACESold · Sep ’25

$625,000

10498 SW 18TH TERRACE

3 bd · 2 ba · 1,512 sqft · $413/sqft · 105 DOM

9994 SW 2ND AVENUESold · Oct ’25

$430,000

9994 SW 2ND AVENUE

3 bd · 3 ba · 1,747 sqft · $246/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TBD SW 104TH ST ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TBD SW 104TH ST ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

TBD SW 104TH ST ROAD FAQs

What would the monthly payment be for TBD SW 104TH ST ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,814/mo — principal and interest, the actual property-tax bill, the $158/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at TBD SW 104TH ST ROAD?+

The association fee works out to $158 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on TBD SW 104TH ST ROAD?+

The most recent tax bill on record (2024) was $160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at TBD SW 104TH ST ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $950,000, this home is listed about 218% above the Ocala median of $298,939. The market section on this page shows how the area is trending.

Which schools are assigned to TBD SW 104TH ST ROAD?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$950,000 runs 230% above the OCALA 34476 median.

02Time on market is leverage

523 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $1,347,000, now $950,000 — a $397K cut. The full history is in the market section below.

Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM696212.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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