9610 SW 198TH CIRCLE, DUNNELLON, FL, 34432
Active520 days on marketListed Mar 4, 2025MLS #OM696454
About this home
9610 SW 198TH CIRCLE
This beautifully maintained 3-bedroom, 2-bathroom home offers over 2200 square feet of living space, featuring a spacious eat-in kitchen and a huge master bedroom with a private en-suite bathroom. The home boasts an 15 X 30 UNDER AIR enclosed lanai, perfect for enjoying the outdoors year-round, and elegant French doors that add to the home's appeal. Additional highlights include a large back patio with an electric awning, rain gutters, and an irrigation system to keep your yard looking lush. The roof was replaced in 2021, offering peace of mind and ensuring long-term durability. Whether you're relaxing in the cozy living areas or enjoying the outdoor space, this home is perfect for comfortable living. RAINBOW SPRINGS HOA IS ONLY $250.00 PER YEAR AND INCLUDES ACCESS TO THE RAINBOW RIVER, CLUBHOUSE, COMMUNITY POOL, TENNIS COURTS, PICKLEBALL, BILLIARDS ROOM, EXERCISE ROOM, AND MUCH MORE
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,201
Sqft
0.26 ac
Lot size
2
Garage
1998
Year built
One
Levels
$141
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,304 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,304/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs Dunnellon actives
$141 vs $185
Days on market
520 vs 39 typical
Where $141/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
168 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 9610 SW 198TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$320,000
19395 SW 100TH LOOP · same community
3 bd · 2 ba · 2,095 sqft · $153/sqft · 26 DOM
Sold · Mar ’26$299,000
8519 SW 197TH COURT ROAD · same community
3 bd · 2.5 ba · 2,053 sqft · $146/sqft · 102 DOM
Sold · Nov ’25$475,000
19903 SW 97TH LANE · same community
4 bd · 2 ba · 2,533 sqft · $188/sqft · 193 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9610 SW 198TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9610 SW 198TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9610 SW 198TH CIRCLE FAQs
What would the monthly payment be for 9610 SW 198TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,304/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9610 SW 198TH CIRCLE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9610 SW 198TH CIRCLE?+
The most recent tax bill on record (2024) was $1,929. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9610 SW 198TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $310,000, this home is listed about 3% above the Dunnellon median of $299,995. The market section on this page shows how the area is trending.
Which schools are assigned to 9610 SW 198TH CIRCLE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$310,000 runs 45% above the DUNNELLON 34432 median — but at 2,201 sqft it's also 28% larger than the typical Dunnellon listing.
02Time on market is leverage
520 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $369,000, now $310,000 — a $59K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER RIVERLAND RLTY · Glenn Moore. MLS #OM696454.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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