1127 SW 140TH AVENUE, OCALA, FL, 34481
Active470 days on marketListed Apr 23, 2025MLS #OM699595
About this home
1127 SW 140TH AVENUE
Welcome to your dream home in the heart of Florida's premier horse country! This beautifully remodeled 3-bedroom, 2-bathroom home seamlessly blends modern comfort with timeless charm, set on a spacious and serene lot just minutes from the World Equestrian Center (WEC). Step inside to discover an open-concept living space, featuring vinyl plank flooring, fresh paint, and designer finishes throughout. The chef-inspired kitchen boasts brand-new stainless steel appliances, granite countertops, and custom cabinetry—perfect for entertaining or simply enjoying your morning coffee. The split floor plan offers a private owner’s suite with a spa-like en-suite bathroom and generous closet space. Two additional bedrooms provide comfort and flexibility, ideal for family, guests, or a home office. Outside, enjoy peaceful countryside views and plenty of room for outdoor living, gardening, or even a few animals. Whether you're a horse enthusiast, seasonal visitor, or looking to settle into a quiet lifestyle with upscale touches, this property offers the best of both worlds—rural charm and unbeatable convenience to WEC, shopping, dining, and major highways.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,550
Sqft
0.62 ac
Lot size
1980
Year built
One
Levels
$129
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,519 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,519/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.9%
$/sqft vs Ocala actives
$129 vs $187
Days on market
470 vs 49 typical
Where $129/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1127 SW 140TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$254,000
14434 SW 19 PLACE · same community
3 bd · 2 ba · 1,557 sqft · $163/sqft · 29 DOM
Sold · Sep ’25$150,000
13519 & 13555 NW 3RD STREET · same community
3 bd · 2 ba · 1,560 sqft · $96/sqft · 3 DOM
Sold · Apr ’26$257,499
15769 SW 14TH STREET · same community
3 bd · 2 ba · 1,576 sqft · $163/sqft · 234 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1127 SW 140TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1127 SW 140TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1127 SW 140TH AVENUE FAQs
What would the monthly payment be for 1127 SW 140TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,519/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1127 SW 140TH AVENUE?+
The most recent tax bill on record (2024) was $1,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $200,000, this home is listed about 33% below the Ocala median of $298,819. The market section on this page shows how the area is trending.
Which schools are assigned to 1127 SW 140TH AVENUE?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$200,000 is 13% below the OCALA 34481 median of $230,000, and at $129/sqft it sits under the Ocala average of $206.
02Time on market is leverage
470 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $200,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE · Scott Coldwell. MLS #OM699595.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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