CENTURY 21 Edge
$570,000$625,8003 bd3 ba2,171 sqft$263 /sqft$4,179 /mo all-in ↓

9577 SW 82ND STREET ROAD, OCALA, FL, 34481

Active446 days on marketListed May 22, 2025MLS #OM701854

Reduced $56KSingle Family ResidenceCANDLER HILLS WEST ASHFORD AND BALFOUR

About this home

9577 SW 82ND STREET ROAD

YOU DESERVE THE BEST and these Owners have given it to YOU!! With 2,593 of luxury space and comfort, 2,171 of living square feet plus a TOTAL RENOVATION of a Screened lanai expertly remodeled into a 422 sq ft glass enclosed, concrete block family room under roof with AC ducts brought through from the main house and a NEW AC unit to accommodate the additional space for use ALL YEAR ROUND. Over $100,000 in improvements since 2023 including the family room include Custom built ins - a massive storage pantry in the hallway, added cabinet and drawers and ship lap wall to the master bathroom, storage cabinets, countertops and utility sink in the laundry room, which has direct access from the master bedroom closet – GENIUS IDEA! Also added is a stainless steel utility sink in garage, a Kinetico OSMOSIS system and water softener, hot water recirculating pump – no waiting for hot water! The Open Split Floor plan is amazing with a kitchen that is sure to please any cook – NEW refrigerator, glass tiled backsplash, soft close drawers and cabinet doors, expansive breakfast bar, large pantry and YES a GAS Stove! And that’s not all – CUSTOM SHADES and BLINDS throughout, NEW light fixtures, NEW closet organizers, NEW modern ceiling fans, NEW gutters and downspouts too! But wait – READY?!! A 1077 SQ FT GARAGE with an insulated garage door that could easily accommodate 4 cars or 3 cars and his and her golf carts or build a workshop or a craft room – you decide! From the moment you pull up to this home and see that GRAND PORCH – your heart just says – THIS IS THE ONE! Click on the paperclip to view all of the amenities (which are INCREDIBLE), floor plan and disclosures. And…this home is close to shopping, medical facilities, restaurants and more! Don't lift a finger doing improvements on a new home - it's been done for YOU! VISIT HOMES FOR A 3D TOUR!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,171

Sqft

0.25 ac

Lot size

4

Garage

2023

Year built

One

Levels

$263

Per sqft

55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Filtration System · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Solid Surface Counters · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$334/mo
Taxes (2024)$4,744/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Pool · Restaurant · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,179 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property tax — 2024 actual bill$395
HOA fee — from the listing$334
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,000
Interest rate6.00%
Loan term

Estimated payment

$4,179/mo

Principal & interest$3,076
PMI (est., until 20% equity)$214
Property taxes (actual bill)$395
HOA / condo fee$334
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $570K
$462KedgeAI estimate $506,797 · range $481K$553K$593K

vs edgeAI estimate

+12.5%

$/sqft vs Ocala actives

$263 vs $187

Days on market

446 vs 53 typical

Where $263/sqft sits among the 400 Ocala actives

183
146
32 · this home
8
9
22
$127–183$183–238$238–294$294–350$350–406$406+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 9577 SW 82ND STREET ROAD inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

179 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 148% above the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $570,000 $56K
May 22, 2025Listed at $625,800 · 446 days on market since
2023Built · CANDLER HILLS WEST ASHFORD AND BALFOUR

Reality check

What actually sold near 9577 SW 82ND STREET ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10107 SW 106TH CIRCLESold · Dec ’25

$360,000

10107 SW 106TH CIRCLE

2 bd · 2 ba · 2,142 sqft · $168/sqft · 159 DOM

9841 SW 95TH LOOPSold · Dec ’25

$390,000

9841 SW 95TH LOOP

2 bd · 2 ba · 1,972 sqft · $198/sqft · 222 DOM

9704 SW 95TH LOOPSold · Oct ’25

$300,000

9704 SW 95TH LOOP

2 bd · 2 ba · 1,972 sqft · $152/sqft · 186 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 9577 SW 82ND STREET ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9577 SW 82ND STREET ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9577 SW 82ND STREET ROAD FAQs

What would the monthly payment be for 9577 SW 82ND STREET ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,179/mo — principal and interest, the actual property-tax bill, the $334/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9577 SW 82ND STREET ROAD?+

The association fee works out to $334 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9577 SW 82ND STREET ROAD?+

The most recent tax bill on record (2024) was $4,744. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9577 SW 82ND STREET ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $570,000, this home is listed about 91% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9577 SW 82ND STREET ROAD?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$570,000 runs 148% above the OCALA 34481 median — but at 2,171 sqft it's also 26% larger than the typical Ocala listing.

02Time on market is leverage

446 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $625,800, now $570,000 — a $56K cut. The full history is in the market section below.

Listing courtesy of DECCA REAL ESTATE · Ryan Reeves. MLS #OM701854.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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9577 SW 82ND STREET ROAD, OCALA, FL — 3 Bed, 3 Bath — $570,000 | CENTURY 21 Edge