
4026 NW 85TH TERRACE, OCALA, FL, 34482
Active403 days on marketListed Jun 27, 2025MLS #OM702736
About this home
4026 NW 85TH TERRACE
Nestled on the challenging 15th green of the Golden Ocala Golf Course, this stunning estate offers breathtaking views of the course, bridge, and pond. A circular driveway with pavers and a fountain welcomes you to this impressive two-story home. As you enter, the floor-to-ceiling windows offer stunning views of the pool and golf course. Lavishly appointed, this stately residence features approximately 5,912 square feet of living space, with options for five or six bedrooms, five full baths, and one half bath. The beautiful formal living room features a double-sided fireplace, soaring ceilings, expansive walls, and French doors that open to the pool area, offering incredible views. The formal dining room features a butler's bar, a fireplace, and a wall of windows that fill the space with natural light while showcasing the same stunning views. The chef's kitchen is equipped with Wolf double ovens, a Sub-Zero refrigerator, a Wolf gas cooktop, and a center island complete with a prep sink, two refrigerator drawers, and a microwave. The main island includes dual sinks, two dishwashers, and a raised bar area for additional seating. Nearby, an informal dining alcove with large windows provides a delightful space for family breakfasts. This charming kitchen opens to the family room, serving as the home's central gathering area. The owner's suite on the first floor boasts a sitting area, dual walk-in closets, and French doors leading to the pool and covered lanai. The spacious bath offers dual sinks, a soaking tub, and a large private shower. An adjacent room can serve as an office, nursery, gym, or any other purpose you choose. A private elevator or staircase leads to the second floor, which is divided into two wings. One wing features a conversation or TV area with a mini refrigerator and sink, along with bedrooms two and three, both of which are en-suites. The other wing contains bedrooms four and five, equipped with private dual vanity areas and a shared bath. A bonus room on this level could serve as a playroom or an additional bedroom. Two of the upstairs bedrooms open to private balconies that overlook the pool, pond, and 15th hole. Enjoy the covered lanai, summer kitchen, and beverage bar, which provide ample seating and conversation areas surrounding the pool. Alternatively, you can unwind in the adjoining shade garden. The home features two garages, each accommodating two cars, with one offering easy access to the kitchen and the other serving the owner’s wing. Enjoy the covered lanai, summer kitchen, and beverage bar, which provide ample seating and conversation areas surrounding the pool. Alternatively, you can unwind in the amenities at Golden Ocala, which include a clubhouse, pool, tennis courts, a fitness center, a spa, and both casual and fine dining options. With access to the World Equestrian Center just a golf cart ride away, you can enjoy various activities and horse events, dine at exquisite restaurants, visit with friends, and explore nearby shops.
Facts & features
The home at a glance
5
Bedrooms
5.5
Bathrooms
5,912
Sqft
1.06 ac
Lot size
4
Garage
2007
Year built
Two
Levels
$655
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$26,069 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$26,069/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$655 vs $185
Days on market
403 vs 48 typical
Where $655/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
146 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1362% above the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4026 NW 85TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$2,500,000
3848 NW 85TH TERRACE · same community
4 bd · 4.5 ba · 4,657 sqft · $537/sqft · 191 DOM
Sold · Dec ’25$3,100,000
8725 NW 31ST LANE ROAD
4 bd · 3.5 ba · 4,155 sqft · $746/sqft · 330 DOM
Sold · Apr ’26$3,300,000
8746 NW 31ST LANE ROAD
5 bd · 6 ba · 4,002 sqft · $825/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4026 NW 85TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4026 NW 85TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4026 NW 85TH TERRACE FAQs
What would the monthly payment be for 4026 NW 85TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,069/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4026 NW 85TH TERRACE?+
The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4026 NW 85TH TERRACE?+
The most recent tax bill on record (2024) was $38,057. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4026 NW 85TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $3,875,000, this home is listed about 1196% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4026 NW 85TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$3,875,000 runs 1362% above the OCALA 34482 median — but at 5,912 sqft it's also nearly 3 times the size of the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
403 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of JOAN PLETCHER · Joan Pletcher. MLS #OM702736.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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