CENTURY 21 Edge

4698 NW 84TH TERRACE NW, OCALA, FL, 34482

Active428 days on marketListed Jun 6, 2025MLS #OM703093

About this home

4698 NW 84TH TERRACE NW

Rare Opportunity in Ocala's unique Golden Hills – Nearly 6 Acres Just 3 Minutes from the World Equestrian Center! Don't miss this exceptional opportunity to own one of the very few remaining large acreage parcels in the highly sought-after Golden Hills area of Ocala's renowned Horse Country. This beautiful 5.48± acre property offers the perfect blend of privacy, investment potential, and an unbeatable location just 3 minutes from the World Equestrian Center (WEC). Enjoy breathtaking views overlooking a picturesque horse farm while creating your own custom estate in one of Marion County's most desirable locations.Outstanding Development Potential! Subject to Marion County approval, this property has the potential to be divided into two separate lots, allowing for the construction of up to four homes, making it an outstanding opportunity for investors, builders, or families seeking a multi-home estate.For Qualified Buyers: Phase I Environmental Site Assessment Available Survey Available Owner Financing Available Property Highlights R-1 Zoning Beautiful nearly 6-acre parcel in a premier equestrian location Potential lot split into two parcels (subject to county approval) Opportunity to build up to four homes (subject to county approval) Scenic views overlooking a horse farmIdeal for a luxury estate, family compound, or investment project Located in one of Ocala's fastest-appreciating areas Prime Location Only 3 minutes to the World Equestrian Center Minutes to championship golf courses Close to the upcoming Shoppes Off 80th, featuring luxury retail, dining, and entertainment Convenient access to the Florida Horse Park, the Marjorie Harris Cross Florida Greenway, and miles of riding and hiking trailsNear hospitals, shopping, restaurants, and major highways Invest in the Horse Capital of the World Ocala continues to experience remarkable growth and remains one of Florida's most desirable destinations for equestrians, luxury homebuyers, and investors alike. Known as the Horse Capital of the World, the area is home to more than 400 thoroughbred farms, world-class training facilities, and a thriving equestrian lifestyle. Since the opening of the World Equestrian Center, property values throughout the surrounding area have continued to appreciate, making this an exceptional investment opportunity.Whether you're looking to build your dream estate, develop multiple residences, or secure a valuable piece of Ocala's thriving real estate market, this unique property offers endless possibilities. Properties like this rarely become available. Secure your place near Golden Hills today and enjoy the lifestyle, location, and long-term value that only Ocala Horse Country have

Facts & features

The home at a glance

5.48 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$4,612/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,007 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$384
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $60,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $60,000
Interest rate6.00%
Loan term

Estimated payment

$4,007/mo

Principal & interest$3,238
PMI (est., until 20% equity)$225
Property taxes (actual bill)$384
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 4698 NW 84TH TERRACE NW

Get to know Ocala. See the full Ocala guide →

OCALA 34482 — neighborhood snapshot

Population

21,824

Median age

52.1

Median income

$71,449

Median home value

$247,600

Avg household

2.28

Households w/ children

1,486

For the school run

Marion County School District

HighWest Port High School★★★★★
ElementaryCollege Park Elementary School★★★★
MiddleHoward Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 131% above the OCALA 34482 median. See the full Ocala market guide →

Paper trail

This home's history

Jun 6, 2025Listed at $600,000 · 428 days on market since

Reality check

What actually sold near 4698 NW 84TH TERRACE NW

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8494 SW 41ST CIRSold · Jun ’26

$228,000

8494 SW 41ST CIR

3 bd · 2 ba · 1,264 sqft · $180/sqft · 43 DOM

8493 SW 41ST CIRCLESold · Oct ’25

$271,390

8493 SW 41ST CIRCLE

3 bd · 2 ba · 1,428 sqft · $190/sqft · 15 DOM

8414 SW 41ST CIRCLESold · Dec ’25

$215,000

8414 SW 41ST CIRCLE

3 bd · 2 ba · 1,428 sqft · $151/sqft · 35 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4698 NW 84TH TERRACE NW — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4698 NW 84TH TERRACE NW — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4698 NW 84TH TERRACE NW FAQs

What would the monthly payment be for 4698 NW 84TH TERRACE NW?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,007/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4698 NW 84TH TERRACE NW?+

The most recent tax bill on record (2024) was $4,612. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $600,000, this home is listed about 101% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4698 NW 84TH TERRACE NW?+

West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of THE KEYES COMPANY · Elisa Torrealba. MLS #OM703093.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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