1308 SE 18TH STREET, OCALA, FL, 34471
Active400 days on marketListed Jul 1, 2025MLS #OM704490
About this home
1308 SE 18TH STREET
With a great SE location, this 5-bedroom, 3-bath home, is perfectly designed for multi-generational living or visiting guests. The main part of the residence features 3 generously sized bedrooms, including a spacious primary suite and 2 full bathrooms. Separate from the main living, you'll find a private guest or in-law quarters featuring 2 bedrooms, 1 full bathroom, a cozy living area and a small kitchenette, providing privacy and comfort for family or guests. The heart of the home is the fully renovated kitchen (2022), showcasing new cabinetry, a large center island, marble countertops and modern appliances. The open-concept design flows seamlessly into a bright and airy family room. A formal dining room, just off the kitchen, offers plenty of space for entertaining or family gatherings. The family room has sliding glass doors that lead out to a screened-in patio that opens to a fully fenced backyard complete with an inviting in-ground pool. Exterior of home was repainted in 2022, flooring in kitchen family room and dining room was replaced with LVP in 2022 and water heater and HVAC were replaced in 2020. Located just a short stroll from Ritterhoff Park and minutes from shopping, restaurants, downtown amenities, and top medical facilities this home truly offers space, comfort, and convenience.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,906
Sqft
0.3 ac
Lot size
1967
Year built
One
Levels
$151
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,295 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,295/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$151 vs $187
Days on market
400 vs 49 typical
Where $151/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34471 — neighborhood snapshot
Population
26,031
Median age
44.2
Median income
$60,283
Median home value
$292,200
Avg household
2.31
Households w/ children
2,491
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
161 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the OCALA 34471 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 1308 SE 18TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$582,040
1906 SE 28TH PLACE
4 bd · 4 ba · 2,879 sqft · $202/sqft · 106 DOM
Sold · Feb ’26$462,500
2528 SE 15TH STREET
4 bd · 3 ba · 2,874 sqft · $161/sqft · 76 DOM
Sold · Aug ’25$505,000
1610 SE 22ND AVENUE
4 bd · 3 ba · 2,820 sqft · $179/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1308 SE 18TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1308 SE 18TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1308 SE 18TH STREET FAQs
What would the monthly payment be for 1308 SE 18TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,295/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1308 SE 18TH STREET?+
The most recent tax bill on record (2024) was $4,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $439,900, this home is listed about 47% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1308 SE 18TH STREET?+
Eighth Street Elementary School (elementary), Osceola Middle School (middle), Forest High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$439,900 runs 44% above the OCALA 34471 median — but at 2,906 sqft it's also 69% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
400 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Eighth Street Elementary School, Osceola Middle School, Forest High School — Eighth Street Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $476,584, now $439,900 — a $37K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROBERTS REAL ESTATE INC · Mary Beth Elliott. MLS #OM704490.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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