CENTURY 21 Edge
$223,250$228,7503 bd2 ba1,392 sqft$160 /sqft$1,685 /mo all-in ↓

37 OAK LOOP, OCALA, FL, 34472

Active388 days on marketListed Jun 27, 2025MLS #OM704496

Reduced $6KSingle Family ResidenceSILVER SPGS SHORES

About this home

37 OAK LOOP

Welcome to this move-in ready 3-bedroom, 2-bath home in Southeast Ocala – a perfect opportunity for first-time buyers or savvy investors. Step inside to discover a spacious living and dining room combo with beautiful wood laminate flooring that flows throughout the home, creating a warm and cohesive feel. The kitchen has been tastefully updated with granite countertops, newer appliances, tile flooring, and a convenient pantry closet—offering both function and style for everyday cooking and entertaining. The primary suite features an upgraded bathroom complete with a new vanity, updated shower, and modern tile flooring. Enjoy year-round relaxation in the enclosed porch, adding valuable living space that’s perfect for a playroom, home office, or reading nook. The fenced backyard offers privacy and includes a storage shed and swing that both convey, making it easy to enjoy outdoor living right away. Additional upgrades include extra 5” attic insulation for energy efficiency and a roof that was replaced in 2014. HVAC replaced in 2020. New Refrigerator 2026 Conveniently located near schools, shopping, and dining—with an easy commute to The Villages and surrounding areas. Don’t miss out on this well-maintained home with all the right updates—Seller will pay for Home Warranty. schedule your showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,392

Sqft

0.23 ac

Lot size

1

Garage

1981

Year built

One

Levels

$160

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Solid Surface Counters · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorPrivate Mailbox · Rain Gutters

Community & fees

Taxes (2024)$1,348/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,685 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,314
FHA mortgage insurance (est.)$99
Property tax — 2024 actual bill$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,814Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,814
Interest rate6.00%
Loan term

Estimated payment

$1,685/mo

Principal & interest$1,314
FHA mortgage insurance (est.)$99
Property taxes (actual bill)$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $223K
$196KedgeAI estimate $215,319 · range $204K$237K$246K

vs edgeAI estimate

+3.7%

$/sqft vs SILVER SPGS SHORES

$160 vs $183

Days on market

388 vs 43 typical

Where $160/sqft sits among the 17 homes for sale in SILVER SPGS SHORES

5 · this home
5
4
1
0
2
$149–168$168–186$186–204$204–222$222–240$240+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 37 OAK LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

8 of 17

SILVER SPGS SHORES have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $223,250 $6K
Jun 27, 2025Listed at $228,750 · 388 days on market since
1981Built · SILVER SPGS SHORES

Reality check

What actually sold near 37 OAK LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

61 MALAUKA DRIVESold · Feb ’26

$240,000

61 MALAUKA DRIVE · same community

3 bd · 2 ba · 1,399 sqft · $172/sqft · 185 DOM

57 JUNIPER TRACKSold · May ’26

$210,000

57 JUNIPER TRACK · same community

3 bd · 2 ba · 1,375 sqft · $153/sqft · 36 DOM

64 GUAVA PASSSold · Jun ’26

$266,000

64 GUAVA PASS · same community

3 bd · 2 ba · 1,412 sqft · $188/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 37 OAK LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 37 OAK LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

37 OAK LOOP FAQs

What would the monthly payment be for 37 OAK LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,685/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 37 OAK LOOP?+

The most recent tax bill on record (2024) was $1,348. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $223,250, this home is listed about 25% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 37 OAK LOOP?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS CORNERSTONE RE · Crystal McCall. MLS #OM704496.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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