3545 SW 90TH STREET, OCALA, FL, 34476
Active401 days on marketListed Jul 2, 2025MLS #OM704678
About this home
3545 SW 90TH STREET
PRICE REDUCTION!! Welcome to this well-maintained, mobile home located in the quiet, no-HOA Shady Hills Park South Community. This 2- bedroom, 1-bath sits on .32 acre land. Step inside to discover fresh interior paint and brand-new luxury vinyl plank flooring throughout creating modern atmosphere. This home is located on a dead-end street, so no through traffic, providing you and your family peace. With a fully fenced yard, you'll enjoy privacy and security. The property also includes a storage shed to store tools, equipment, or seasonal items. Stainless steel appliances, water softer installed, hot water heater 2020 and metal roof. Don't miss this opportunity, schedule your showing today! Cash buyers only.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
672
Sqft
0.32 ac
Lot size
1976
Year built
One
Levels
$132
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$748 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$748/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$132 vs $187
Days on market
401 vs 50 typical
Where $132/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34476 — neighborhood snapshot
Population
26,397
Median age
56.1
Median income
$65,429
Median home value
$260,300
Avg household
2.21
Households w/ children
2,252
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
162 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3545 SW 90TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$170,000
3475 SW 90TH STREET · same community
3 bd · 2 ba · 1,188 sqft · $143/sqft · 15 DOM
Sold · Dec ’25$173,500
8896 SW 34TH COURT · same community
3 bd · 2 ba · 1,971 sqft · $88/sqft · 63 DOM
Sold · Aug ’25$680,000
9523 SW 27TH AVENUE
1 bd · 1 ba · 520 sqft · $1,308/sqft · 220 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3545 SW 90TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3545 SW 90TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3545 SW 90TH STREET FAQs
What would the monthly payment be for 3545 SW 90TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3545 SW 90TH STREET?+
The most recent tax bill on record (2024) was $302. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $89,000, this home is listed about 70% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 3545 SW 90TH STREET?+
Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34476 market on paper
$89,000 is 69% below the OCALA 34476 median of $289,000, and at $132/sqft it sits under the Ocala average of $206.
02Time on market is leverage
401 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $125,000, now $89,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLOBALWIDE REALTY LLC · Ruth Benavides Rivera. MLS #OM704678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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