8084 SW 81 LOOP, OCALA, FL, 34476
Active321 days on marketListed Sep 5, 2025MLS #OM708949
About this home
8084 SW 81 LOOP
Welcome to this spacious 3-bedroom, 2-bath home located in a desirable 55+ community in Ocala. Built in 2005, this property offers nearly 2,000 sq. ft. of comfortable living space with an open floor plan designed for both relaxation and entertaining. The kitchen provides plenty of storage and counter space, while the living and dining areas flow seamlessly for everyday convenience. The split-bedroom layout ensures privacy, and the primary suite includes a walk-in closet and private bath. Enjoy the enclosed lanai overlooking the backyard, perfect for morning coffee or evening gatherings. Additional features include a 2-car garage and low-maintenance landscaping. Residents enjoy access to community amenities and a location close to shopping, dining, medical services, and all that Ocala has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,032
Sqft
0.21 ac
Lot size
2
Garage
2005
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,985 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,985/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
Days on market
321 vs 43 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 8084 SW 81 LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8084 SW 81 LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8084 SW 81 LOOP FAQs
What would the monthly payment be for 8084 SW 81 LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,985/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8084 SW 81 LOOP?+
The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8084 SW 81 LOOP?+
The most recent tax bill on record (2024) was $5,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8084 SW 81 LOOP?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $334,300, this home is listed about 12% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8084 SW 81 LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$334,300 runs 15% above the OCALA 34476 median — but at 2,032 sqft it's also 17% larger than the typical Ocala listing.
02Time on market is leverage
321 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $345,000, now $334,300 — a $11K cut. The full history is in the market section below.
Listing courtesy of FLORIDA ADVANTAGE REALTY GROUP · Brandon Rinker. MLS #OM708949.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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