1628 E DERBY DRIVE, DUNNELLON, FL, 34434
Active315 days on marketListed Sep 16, 2025MLS #OM709706
About this home
1628 E DERBY DRIVE
Come build your dream home in the growing community of Citrus Springs. This .35 oversized lot is tucked away off the beaten -path on the east side Citrus Springs. Some tree and brush clearing has been done to prepare for a home site. Come experience a country setting with nature and wild life, while being with 10 miles to modern conveniences. Several natural springs, rivers, the bike trail and the World Equestrian center are a few of the benefits to living in this central citrus county location. With the expansion of the Suncoast parkway, getting to Tampa is a breeze. Come take a look at the potential this lot has for your next home.
Facts & features
The home at a glance
0.35 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$331 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$331/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
The numbers that matter
The Dunnellon market
$265K → $270K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the DUNNELLON 34434 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 1628 E DERBY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$190,000
7186 N WHIPPOORWILL TERRACE
2 bd · 2 ba · 1,156 sqft · $164/sqft · 36 DOM
Sold · Feb ’26$70,000
7098 N GOLDEN POINT
3 bd · 2 ba · 1,352 sqft · $52/sqft · 175 DOM
Sold · Mar ’26$240,000
7724 N MANVILLE ROAD
3 bd · 2 ba · 1,399 sqft · $172/sqft · 216 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1628 E DERBY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1628 E DERBY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1628 E DERBY DRIVE FAQs
What would the monthly payment be for 1628 E DERBY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $331/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1628 E DERBY DRIVE?+
The most recent tax bill on record (2024) was $151. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $25,000, this home is listed about 92% below the Dunnellon median of $299,900. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the DUNNELLON 34434 market on paper
$25,000 is 19% below the DUNNELLON 34434 median of $31,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
315 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Irene Snelgrove. MLS #OM709706.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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