2433 NE 2ND STREET, OCALA, FL, 34470
Active316 days on marketListed Sep 29, 2025MLS #OM710390
About this home
2433 NE 2ND STREET
NOT JUST A HOME, THIS IS A LAUNCHPAD FOR YOUR BUSINESS, YOUR LIFESTYLE OR YOUR NEXT INVESTMENT MOVE!!! Located on nearly half an acre in a prime, high-visibility corridor; one block from hwy 40! Steps from restaurants, shopping, and daily essentials, this versatile property is currently zoned RO (Residential Office) with ELIGIBILITY for B2 zoning—opening the door for future business use, office space, or long-term investment opportunity. LIVE HERE AND WORK HERE!! Whether you’re a homeowner, entrepreneur, or investor, this property delivers on all fronts. Currently zoned RO (Residential Office) this property presents a rare opportunity for both residential living and professional or future commercial use—ideal for a home-based business, office conversion, or long-term investment. The existing structure supports multiple strategies including: Residential income or short-term rental Professional office or service-based business Multi-generational or dual-occupancy layout Future rezoning and redevelopment potential CURRENT ELIGIBLE BUSINESSES INCLUDE, Medical / Wellness / Aesthetics (Med Spa, IV Therapy, Wellness Clinic) Salon / Beauty / Creative Studio (Hair, Lashes, Brows, Content Studio)Contractor / Service-Based Business (Landscaping, Cleaning, Mobile Services, Trades),Professional Office / Remote Business / Entrepreneur... Inside, the bright and open floor plan features 4 bedrooms and 3 full bathrooms, including two primary suites—perfect for multi-generational living, private guest accommodations, or a dedicated office/in-law setup with separate entrance. The main primary suite also includes a versatile flex room that can function as an office, nursery, gym, or even a 5th bedroom, complete with its own private access. The spacious living area flows seamlessly to the outdoor retreat, where you’ll find an expansive 80’ x 40’ pool with a 7’ x 8’ sun shelf, detached spa, and large patio—perfect for entertaining or unwinding. The fully fenced backyard offers both privacy and space, enhancing its usability for residential enjoyment or professional purposes. Additional features include an electric vehicle charging station and ample opportunity to customize or expand based on your vision. Property is currently being used as an Event and Party rental business and residence. ALSO LISTED COMMERCIAL MLS # OM723240
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,155
Sqft
0.46 ac
Lot size
1955
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,990 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,990/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$186 vs $187
Days on market
316 vs 53 typical
Where $186/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
175 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 2433 NE 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$550,000
1340 SE 16TH STREET
4 bd · 3 ba · 2,196 sqft · $250/sqft · 2 DOM
Sold · May ’26$380,000
1962 SE TWIN BRIDGE CIRCLE
3 bd · 3 ba · 2,211 sqft · $172/sqft · 112 DOM
Sold · Mar ’26$235,000
1631 SE 17TH STREET
4 bd · 2 ba · 2,232 sqft · $105/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2433 NE 2ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2433 NE 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2433 NE 2ND STREET FAQs
What would the monthly payment be for 2433 NE 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,990/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2433 NE 2ND STREET?+
The most recent tax bill on record (2024) was $3,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $399,900, this home is listed about 34% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2433 NE 2ND STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 104% above the OCALA 34470 median — but at 2,155 sqft it's also 25% larger than the typical Ocala listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
316 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTRAL CITY REALTY · Amanda O'Connell. MLS #OM710390.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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