CENTURY 21 Edge

0 EMERALD ROAD UNIT 8, OCALA, FL, 34472

Active284 days on marketListed Oct 13, 2025MLS #OM711362

Priced 88% below the OCALA 34472 medianReduced $2KSILVER SPGS SHORES UN 50

About this home

0 EMERALD ROAD UNIT 8

Check out this super nice .26 of an acre residential building lot located in an area surrounded by new/newer construction. Zoned R-1 for residential site-built homes, with NO HOA's and electric is already on the street! Easy commute to The Villages! Excellent location to build your new home! Call today to make it yours!

Facts & features

The home at a glance

0.26 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$248/yr

Utilities & systems

UtilitiesElectrical Nearby · Electricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$345 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$152
FHA mortgage insurance (est.)$11
Property tax — 2024 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $907Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $907
Interest rate6.00%
Loan term

Estimated payment

$345/mo

Principal & interest$152
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of 0 EMERALD ROAD UNIT 8

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 88% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $25,900 $2K
Oct 13, 2025Listed at $27,900 · 284 days on market since

Reality check

What actually sold near 0 EMERALD ROAD UNIT 8

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

238 LOCUST PASS CIRCLESold · Feb ’26

$225,900

238 LOCUST PASS CIRCLE · same community

3 bd · 2 ba · 1,003 sqft · $225/sqft · 198 DOM

263 OAK LANE TRACKSold · Aug ’25

$235,000

263 OAK LANE TRACK · same community

3 bd · 2 ba · 1,173 sqft · $200/sqft · 62 DOM

238 OAK LANE WAYSold · Apr ’26

$260,000

238 OAK LANE WAY · same community

3 bd · 2 ba · 1,218 sqft · $213/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 EMERALD ROAD UNIT 8 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 EMERALD ROAD UNIT 8 — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 EMERALD ROAD UNIT 8 FAQs

What would the monthly payment be for 0 EMERALD ROAD UNIT 8?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $345/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 EMERALD ROAD UNIT 8?+

The most recent tax bill on record (2024) was $248. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $25,900, this home is listed about 91% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 EMERALD ROAD UNIT 8?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34472 market on paper

$25,900 is 88% below the OCALA 34472 median of $210,000.

02Time on market is leverage

284 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $27,900, now $25,900 — a $2K cut. The full history is in the market section below.

Listing courtesy of REDI REAL ESTATE, LLC · Michele Rambo. MLS #OM711362.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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0 EMERALD ROAD UNIT 8, OCALA, FL — $25,900 | CENTURY 21 Edge