9483 SW 121ST TERRACE, DUNNELLON, FL, 34432
Active285 days on marketListed Oct 28, 2025MLS #OM711902
About this home
9483 SW 121ST TERRACE
Perfect cottage on 1.10 acres on a high, dry corner lot! Welcome to this stunning new construction home in Dunnellon's quiet Rolling Hills community with no HOA or CDD. A thoughtfully designed 4-bedroom, 2-bath home with over 2,400 square feet, featuring the timeless appeal of modern rustic style, this home offers the perfect blend of rustic charm and luxurious finishes. An open-concept layout with LPV flooring, ceiling fans in all bedrooms and living room, a spacious kitchen island with breakfast bar, soft-close Shaker-style cabinetry, quartz countertops, a stone backsplash, and stainless steel appliances. The master suite boasts abundant natural light, a tiled shower, dual sinks with granite countertops, a walk-in closet, great views, and each bedroom is tucked away privately with cottage charm throughout. This property offers stunning open grassland views, frequent wildlife sightings, and a peaceful setting for relaxing. The expansive 1.10-acre lot gives you enough room to create a pool to your liking. The large rear deck with a ceiling fan is perfect for enjoying Florida evenings, wildlife viewing, or sipping coffee while watching the sunrise. Other notable features include stone veneer detailing on the front facade, a spacious 2-car garage, a walk-in pantry, an indoor laundry room, and concrete block construction with concrete veneer. This home is just a short drive from the World Equestrian Center, the Rainbow and Withlacoochee Rivers, and Ocala, yet is secluded for a truly peaceful country lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,706
Sqft
1.1 ac
Lot size
2
Garage
2025
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,697 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,697/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+21.9%
$/sqft vs Dunnellon actives
$232 vs $183
Days on market
285 vs 39 typical
Where $232/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
165 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 9483 SW 121ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$447,350
13977 SW 81ST STREET · same community
4 bd · 3 ba · 2,508 sqft · $178/sqft · 48 DOM
Sold · Jun ’26$530,000
8435 SW 130 TERRACE · same community
4 bd · 3 ba · 2,661 sqft · $199/sqft · 3 DOM
Sold · Jul ’26$338,000
12382 SW 99TH LANE
3 bd · 2 ba · 1,688 sqft · $200/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9483 SW 121ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9483 SW 121ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9483 SW 121ST TERRACE FAQs
What would the monthly payment be for 9483 SW 121ST TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,697/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9483 SW 121ST TERRACE?+
The most recent tax bill on record (2024) was $442. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $394,995, this home is listed about 32% above the Dunnellon median of $299,995. The market section on this page shows how the area is trending.
Which schools are assigned to 9483 SW 121ST TERRACE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$394,995 runs 82% above the DUNNELLON 34432 median.
02Time on market is leverage
285 days on market against a Dunnellon median of 39 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $415,000, now $394,995 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Rosario Cornman. MLS #OM711902.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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