5725 NE 31ST TERRACE, OCALA, FL, 34479
Active271 days on marketListed Nov 12, 2025MLS #OM713350
About this home
5725 NE 31ST TERRACE
Stunning Custom-Built Home in Cross Tie Ranches – NE Ocala, FL Nestled in the picturesque Cross Tie Ranches subdivision of NE Ocala, this beautifully designed 4-bedroom, 3-bathroom home with a den offers 2,619 sq. ft. of living space on 4.29 acres, perfect for those seeking a blend of luxury and equestrian living. This well maintained property features four paddocks, ideal for horse enthusiasts, and is just 15 miles from the renowned World Equestrian Center. Inside, you’ll find high vaulted ceilings, a cozy wood-burning fireplace, hardwood, upgraded laminate and tile flooring throughout the home and a thoughtfully updated split-bedroom floor plan. The 4th bedroom and 3rd bath can serve as a private in-law suite, offering additional flexibility and privacy. The heart of the home is the kitchen and breakfast nook which overlooks a large and open main living area as well as the large screened lanai that runs almost the entire length of the back of the home. French doors lead to the Primary Bedroom Suite, which boasts a sitting area, lanai access, a walk-in closet, and a spacious primary bath complete with a walk-in shower with dual showerheads and a jacuzzi tub for ultimate relaxation. A large side entry garage offers lots of storage space. A separate side from outside or enter through the garage into the inside laundry / mud room so you can clean off before entering the main living area of the home. Recent upgrades include a new roof (2023), new AC (2022), and a kitchen renovation (2021) complete with elegant granite countertops. Flooring throughout the home consists of hardwood, upgraded vinyl plank installed in the living, dining, entryway and office in 2025, and tile, ensuring both beauty and durability. Experience the perfect blend of modern upgrades, timeless charm, and peaceful country living—all within easy reach of Ocala’s equestrian and outdoor lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,619
Sqft
4.29 ac
Lot size
2
Garage
2004
Year built
One
Levels
$290
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,909 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,909/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+93.6%
$/sqft vs Ocala actives
$290 vs $187
Days on market
271 vs 53 typical
Where $290/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34479 — neighborhood snapshot
Population
13,265
Median age
41.2
Median income
$54,805
Median home value
$190,400
Avg household
2.44
Households w/ children
1,553
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
172 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 210% above the OCALA 34479 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5725 NE 31ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$880,000
5560 NE 31ST TERRACE · same community
4 bd · 2.5 ba · 3,164 sqft · $278/sqft · 95 DOM
Sold · Dec ’25$288,000
3939 NE 31ST AVENUE
4 bd · 2.5 ba · 2,358 sqft · $122/sqft · 82 DOM
Sold · Aug ’25$325,575
3211 NE 40TH LANE
5 bd · 2.5 ba · 2,358 sqft · $138/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5725 NE 31ST TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5725 NE 31ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5725 NE 31ST TERRACE FAQs
What would the monthly payment be for 5725 NE 31ST TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,909/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5725 NE 31ST TERRACE?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5725 NE 31ST TERRACE?+
The most recent tax bill on record (2024) was $4,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5725 NE 31ST TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $759,900, this home is listed about 154% above the Ocala median of $298,888. The market section on this page shows how the area is trending.
Which schools are assigned to 5725 NE 31ST TERRACE?+
Anthony Elementary School (elementary), North Marion High School (high), North Marion Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$759,900 runs 210% above the OCALA 34479 median — but at 2,619 sqft it's also 52% larger than the typical Ocala listing.
02Time on market is leverage
271 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $794,900, now $759,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SUNBURST PROPERTIES · Scott Hutchinson. MLS #OM713350.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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