15680 SW 13TH CIRCLE, OCALA, FL, 34473
Active260 days on marketListed Nov 15, 2025MLS #OM713554
About this home
15680 SW 13TH CIRCLE
Custom Cedar Key II with 1,917 sq ft, oversized Florida room, gas fireplace, NEW ROOF (2022) with warranty and a landscaped outdoor retreat. Located in the gated 55+ community of SummerGlen, this expanded 2-bedroom, 2-bath home offers a rare combination of space, comfort, and energy-efficient upgrades. The standout feature is the oversized enclosed Florida room, creating additional living space while overlooking a private, professionally designed landscape complete with a water fountain and patio area featuring gas hookups for a fireplace or grill. Inside, the open floor plan features luxury vinyl plank flooring, central vacuum, a gas fireplace, dining area, breakfast nook, and a spacious flex room that can easily serve as a den, office, hobby room, or potential third bedroom. The primary suite was enlarged during construction, providing additional comfort and functionality. Other recent improvements include lifetime warranty energy-efficient windows (2021), gas water heater (2021), and Four solar tubes bring abundant natural light throughout the home. Additional features include an insulated garage with retractable screen door, extra insulation package for improved efficiency, attic flooring for storage, indoor laundry room, multiple TV outlets, and prewired cabinet lighting. SummerGlen residents enjoy championship golf, a resort-style pool, fitness center, tennis, pickleball, clubhouse activities, and an on-site restaurant. HOA includes lawn maintenance, high-speed 1 Gbps internet, cable with 125+ channels, popular streaming services, trash service, and a $30 monthly restaurant credit.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,917
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,693 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,693/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.6%
$/sqft vs Ocala actives
$160 vs $184
Days on market
260 vs 43 typical
Where $160/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% above the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 15680 SW 13TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$300,000
15872 SW 16TH TERRACE · same community
3 bd · 2 ba · 1,807 sqft · $166/sqft · 14 DOM
Sold · Dec ’25$380,000
15816 SW 13TH CIRCLE · same community
3 bd · 2 ba · 2,093 sqft · $182/sqft · 84 DOM
Sold · Jun ’26$228,000
15714 SW 16TH TERRACE · same community
3 bd · 2 ba · 1,665 sqft · $137/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15680 SW 13TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15680 SW 13TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15680 SW 13TH CIRCLE FAQs
What would the monthly payment be for 15680 SW 13TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,693/mo — principal and interest, the actual property-tax bill, the $390/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15680 SW 13TH CIRCLE?+
The association fee works out to $390 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15680 SW 13TH CIRCLE?+
The most recent tax bill on record (2024) was $2,481. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15680 SW 13TH CIRCLE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $305,900, this home is listed about 2% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15680 SW 13TH CIRCLE?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$305,900 runs 22% above the OCALA 34473 median.
02Time on market is leverage
260 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $306,900, now $305,900 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Mary Johnson. MLS #OM713554.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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