20473 W MCKINNEY AVENUE, DUNNELLON, FL, 34431
Active235 days on marketListed Dec 24, 2025MLS #OM715477
About this home
20473 W MCKINNEY AVENUE
This three-bedroom, two-bath absolute gem sits right in the true heart of Dunnellon and offers a rare blend of convenience, comfort, and lifestyle. Centrally located near shopping, dining, pharmacies, and everyday essentials, this home also places you just minutes from Dunnellon’s renowned bicycle trails, crystal-clear springs, the iconic Rainbow River, boat ramps, and historic downtown charm—making it possible to truly enjoy the area without ever feeling the need to leave town. The home is move-in ready and thoughtfully designed with quartz countertops, an open-concept kitchen, a spacious dining area, and a desirable split bedroom floor plan for added privacy. Additional highlights include indoor laundry, a generous primary suite, a covered front patio, and a private backyard with a peaceful porch—an uncommon retreat within city limits. With easy access to Ocala for even more amenities, this property is an outstanding opportunity to own a well-located, turnkey home in one of Florida’s most beloved Nature Coast communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,560
Sqft
0.15 ac
Lot size
1953
Year built
One
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,643 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,643/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.3%
$/sqft vs Dunnellon actives
$128 vs $185
Days on market
235 vs 40 typical
Where $128/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
163 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 438% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 20473 W MCKINNEY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$198,000
20840 CHESTNUT STREET
4 bd · 2 ba · 1,686 sqft · $117/sqft · 22 DOM
Sold · Sep ’25$235,000
11765 BOSTICK STREET
3 bd · 2 ba · 1,428 sqft · $165/sqft · 12 DOM
Sold · Aug ’26$242,000
11703 N MONICA DRIVE
3 bd · 2 ba · 1,405 sqft · $172/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anealya Hammad
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20473 W MCKINNEY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20473 W MCKINNEY AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20473 W MCKINNEY AVENUE FAQs
What would the monthly payment be for 20473 W MCKINNEY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,643/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20473 W MCKINNEY AVENUE?+
The most recent tax bill on record (2025) was $2,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $199,000, this home is listed about 34% below the Dunnellon median of $301,535. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$199,000 runs 438% above the DUNNELLON 34431 median.
02Time on market is leverage
235 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $225,000, now $199,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Michael Buteau Jr, PA. MLS #OM715477.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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