4971 SW 45TH STREET UNIT na, OCALA, FL, 34474
Active232 days on marketListed Dec 22, 2025MLS #OM715492
About this home
4971 SW 45TH STREET UNIT na
Welcome to this stunning 3 bed 2.5 bath townhouse ideally located in Wynchase town homes. This modern home offers a perfect blend of comfort, style, and convenience. Step inside to discover an open-concept living and dining area filled with natural light, featuring luxury vinyl floors, high ceilings, stone counter . The spacious kitchen boasts stainless steel appliances, granite countertops, breakfast bar, etc. making it perfect for both cooking and entertaining. Upstairs, the primary suite includes a private ensuite bath and walk-in closet, while additional bedrooms provide ample space for family, guests, or a home office. Enjoy outdoor living with a private patio/balcony/garden area, ideal for relaxing or hosting gatherings. Additional features include [garage, laundry room, , community amenities, etc.]. Conveniently located near [parks, schools, shopping, public transit or highways], this townhouse offers the best of urban living in a welcoming community. Don’t miss the opportunity to make this beautiful home yours!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,584
Sqft
0.04 ac
Lot size
1
Garage
2007
Year built
Two
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,214 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,214/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WYNCHASE TWNHMS
$150 vs $130
Days on market
232 vs 53 typical
Where $150/sqft sits among the 7 homes for sale in WYNCHASE TWNHMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34474 — neighborhood snapshot
Population
20,497
Median age
38.4
Median income
$62,150
Median home value
$177,800
Avg household
2.39
Households w/ children
2,288
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
3 of 7
WYNCHASE TWNHMS have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the OCALA 34474 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4971 SW 45TH STREET UNIT na
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$188,500
4929 SW 45TH CIRCLE · same community
3 bd · 2.5 ba · 1,584 sqft · $119/sqft · 75 DOM
Sold · Oct ’25$190,000
4478 SW 49TH AVENUE · same community
2 bd · 2.5 ba · 1,134 sqft · $168/sqft · 46 DOM
Sold · Jul ’26$162,000
4814 SW 44TH CIRCLE · same community
2 bd · 2.5 ba · 1,134 sqft · $143/sqft · 59 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4971 SW 45TH STREET UNIT na — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4971 SW 45TH STREET UNIT na — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4971 SW 45TH STREET UNIT na FAQs
What would the monthly payment be for 4971 SW 45TH STREET UNIT na?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,214/mo — principal and interest, the actual property-tax bill, the $286/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4971 SW 45TH STREET UNIT na?+
The association fee works out to $286 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4971 SW 45TH STREET UNIT na?+
The most recent tax bill on record (2025) was $3,215. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4971 SW 45TH STREET UNIT na?+
The listing reports pets: Breed Restrictions, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $237,000, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4971 SW 45TH STREET UNIT na?+
College Park Elementary School (elementary), West Port High School (high), Liberty Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34474 market on paper
$237,000 is 20% below the OCALA 34474 median of $296,990, and at $150/sqft it sits under the Ocala average of $207.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
232 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $247,400, now $237,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MOMENTUM REALTY - OCALA · Kert Meyer, IV. MLS #OM715492.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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