CENTURY 21 Edge
SoldSold Mar 2026
$290,000Sold Mar 2026Listed at $309,9003 bd2 ba1,836 sqft$169 /sqft

3955 E ARBOR LAKES DRIVE, HERNANDO, FL, 34442

Sold199 days on marketListed Jan 2, 2026Sold Mar 20, 2026MLS #OM715904

Priced 17% below the Hernando medianReduced $15KSingle Family ResidenceARBOR LAKES UNIT 01

About this home

3955 E ARBOR LAKES DRIVE

See Realtor remarks: Welcome to your dream home in the highly desirable Arbor Lakes, an exclusive 55+ waterfront community. This beautiful, move-in-ready residence offers everything you’ve been looking for luxury, comfort, and a relaxed lifestyle. As you approach the home, you’ll be greeted by stunning curb appeal with a paver driveway and walkway leading up to the inviting covered front porch. The exterior is further enhanced with gutters and a professionally maintained irrigation system, ensuring the home’s landscaping stays lush and vibrant all year long. Step inside to the foyer, which flows seamlessly into the spacious, open living area. The kitchen is a chef’s delight, featuring crisp white shaker cabinets, elegant white quartz countertops, a convenient breakfast bar, and a pantry for all your storage needs. From the dining and family rooms, enjoy views of the lake, with easy access to two sun porches through sliding glass doors, perfect for soaking in the Florida sunshine. The master suite is a true retreat, offering a walk-in closet, a modern bath with a shower, and private access to the sunroom through its own slider. On the guest side of the home, you'll find a thoughtful design that ensures privacy. A bedroom with a Murphy bed (which conveys with the home), plus another bedroom that leads to its own guest sunroom through sliders. This side of the house also features a door that can close off the area, offering your guests the ultimate comfort and privacy. Throughout the home, you’ll love the elegant plantation shutters and luxury vinyl plank flooring that give the space a coastal vibe. The home is bathed in natural light, making it feel bright and airy. The spacious laundry room includes a large storage closet, a utility sink, and a washer and dryer that convey with the home. Recent updates include a 2023 HVAC system, 2024 garage door opener, new light fixtures, and more, so all you need to do is move in! The Arbor Lakes community offers an array of amenities, including direct access to the lake with a private boat ramp, tennis courts, shuffleboard, a community pool, fitness center, and a clubhouse with social events. For an additional fee, RV and boat storage is available within the community, perfect for outdoor enthusiasts. With low HOA fees of just $515 per quarter, covering cable, Wi-Fi, trash, and recycling, this home provides the perfect combination of ease and luxury.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,836

Sqft

0.17 ac

Lot size

2

Garage

1994

Year built

One

Levels

$169

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$172/mo
Taxes (2025)$989/yr
PetsYes
CommunityDock · Lake · Water Access · Waterfront · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Hernando actives

$169 vs $197

Days on market

199 vs 37 typical

Where $169/sqft sits among the 100 Hernando actives

18
19 · this home
26
15
9
13
$119–150$150–181$181–212$212–243$243–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando

Map of 3955 E ARBOR LAKES DRIVE

Get to know Hernando. See the full Hernando guide →

The numbers that matter

The Hernando market

Seller’s marketBalanced5.3 months of inventoryBuyer’s market

$330K$303K

Hernando median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

52 of 100

Hernando actives have cut their price

Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the Hernando median. See the full Hernando market guide →

Paper trail

This home's history

CurrentPrice reduced to $309,900 $15K
Jan 2, 2026Listed at $324,900 · 199 days on market since
1994Built · ARBOR LAKES UNIT 01

Reality check

What actually sold near 3955 E ARBOR LAKES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3955 E ARBOR LAKES DRIVESold · Mar ’26

$290,000

3955 E ARBOR LAKES DRIVE · same community

3 bd · 2 ba · 1,836 sqft · $158/sqft · 53 DOM

3774 E LAKE TODD DRIVESold · Jun ’26

$280,000

3774 E LAKE TODD DRIVE · same community

3 bd · 2 ba · 1,788 sqft · $157/sqft · 64 DOM

3825 E ARBOR LAKES DRIVESold · Feb ’26

$240,000

3825 E ARBOR LAKES DRIVE · same community

3 bd · 2 ba · 1,730 sqft · $139/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3955 E ARBOR LAKES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3955 E ARBOR LAKES DRIVE — before you fall in love.

Selling nearby?

What's your home worth today?

This sale is one data point — your home is another. Get a data-driven estimate built from real closed sales like this one, in about a minute.

The brief

Three things that matter here

01Under the Hernando market on paper

$309,900 is 17% below the Hernando median of $372,500, and at $169/sqft it sits under the Hernando average of $207.

02Time on market is leverage

199 days on market against a Hernando median of 37 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $324,900, now $309,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 J.W.MORTON R.E. · Wayne Buhler. MLS #OM715904.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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