10886 SW 101ST LOOP, OCALA, FL, 34481
Active181 days on marketListed Jan 23, 2026MLS #OM716193
About this home
10886 SW 101ST LOOP
One or more photo(s) has been virtually staged. Welcome to this stunning Aurelia model, perfectly situated on a quiet lot with no neighbors behind, in LongLeaf Ridge at On Top of the World—Ocala’s premier gated 55+ community. This brand-new, beautifully upgraded and thoughtfully designed home, features 3 bedrooms, 2 full baths, a flex room, a sunroom, and an oversized 2-car garage with dedicated golf cart parking. Step inside to a light and bright open layout with high-end finishes throughout. The gourmet kitchen is the heart of the home, featuring stainless steel appliances, staggered cabinetry with crown molding, quartz countertops and backsplash, a large center island and huge walk-in pantry. Just off the kitchen, the dining area is framed by oversized windows, creating a warm, inviting space for everyday meals or hosting friends. The spacious great room flows seamlessly into the upgraded sunroom with wall-to-wall windows and views of the backyard. With no rear neighbors, it's the perfect place to enjoy morning coffee or unwind at the end of the day. The flex room is located off the foyer and enclosed with French doors—ideal for a home office, hobby space, or quiet retreat. The primary suite offers a relaxing escape with a generous walk-in closet and a spa-inspired ensuite bath featuring a double quartz vanity and a beautifully tiled walk-in shower with a built-in bench. A guest wing includes two spacious guest bedrooms and a full guest bath, thoughtfully separated for your guest's comfort and privacy. Enjoy the unmatched lifestyle of On Top of the World with access to world-class amenities including golf, fitness centers, pools, clubs, and endless activities, plus convenient golf cart access to two nearby shopping centers. Don’t miss the opportunity to own this exceptional new construction home, loaded with upgrades, in LongLeaf Ridge—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,565
Sqft
0.24 ac
Lot size
2
Garage
2025
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,778 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,778/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.3%
$/sqft vs ON TOP OF THE WORLD
$187 vs $150
Days on market
181 vs 43 typical
Where $187/sqft sits among the 249 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
118 of 249
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 104% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10886 SW 101ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 10886 SW 101ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10886 SW 101ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10886 SW 101ST LOOP FAQs
What would the monthly payment be for 10886 SW 101ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,778/mo — principal and interest, the actual property-tax bill, the $524/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10886 SW 101ST LOOP?+
The association fee works out to $524 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10886 SW 101ST LOOP?+
The most recent tax bill on record (2025) was $681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10886 SW 101ST LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $479,900, this home is listed about 61% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10886 SW 101ST LOOP?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$479,900 runs 104% above the OCALA 34481 median — but at 2,565 sqft it's also 48% larger than the typical Ocala listing.
02Know the monthly fee
The association fee is $524/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
181 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $495,000, now $479,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Laurie Ann Truluck. MLS #OM716193.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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