TBD SW 29 TERRACE ROAD, OCALA, FL, 34473
Active199 days on marketListed Jan 20, 2026MLS #OM717063
About this home
TBD SW 29 TERRACE ROAD
This RPUD .46 Acre lot will allow the construction of your multi unit property. Good size and just one block from Marion Oaks Blvd. There is a house next door, so the cost of water and electric connections are very lw compared with most available lots that compare in size and designated building restrictions, This is a RPUD not a R1. You can build a multi family if you like. Great price and the location is PRIME.
Facts & features
The home at a glance
0.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$601 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$601/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ocala
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ocala. See the full Ocala guide →
OCALA 34473 — neighborhood snapshot
Population
25,030
Median age
39.4
Median income
$70,559
Median home value
$242,400
Avg household
2.98
Households w/ children
3,117
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 76% below the OCALA 34473 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD SW 29 TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$899,000
4540 SE 120TH STREET · same community
4 bd · 3 ba · 3,484 sqft · $258/sqft · 5 DOM
Sold · Oct ’25$289,000
16619 SW 31st CIR, Ocala FL 34473
3 bd · 2 ba · 162 DOM
Sold · Jul ’26$215,000
16685 SW 25TH TERRACE ROAD
3 bd · 2 ba · 1,014 sqft · $212/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TBD SW 29 TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD SW 29 TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
TBD SW 29 TERRACE ROAD FAQs
What would the monthly payment be for TBD SW 29 TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $601/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD SW 29 TERRACE ROAD?+
The most recent tax bill on record (2025) was $739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $60,000, this home is listed about 80% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to TBD SW 29 TERRACE ROAD?+
Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34473 market on paper
$60,000 is 76% below the OCALA 34473 median of $250,000.
02Time on market is leverage
199 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $65,000, now $60,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 AFFILIATES · Carlos Gonzalez. MLS #OM717063.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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