9951 SW 88TH COURT ROAD UNIT C, OCALA, FL, 34481
Active201 days on marketListed Jan 26, 2026MLS #OM717296
About this home
9951 SW 88TH COURT ROAD UNIT C
Get ready to enjoy an amazing Florida lifestyle in this spacious 1,853-square-foot villa offering 2 bedrooms, 2.5 bathrooms, and both a full-size family room and living room. Located in the Circle Square Woods neighborhood of On Top of the World, Ocala's premier, gated 55+ community known for top-of-the-line resort-style amenities, this home offers all of the living space you have been looking for. A tree-shaded front yard overlooks peaceful and beautifully manicured grounds with a park-like common area complete with a gazebo, providing a relaxing place to enjoy the outdoors. Golf cart access makes it easy to reach nearby shopping, dining, and essential services, and abundant community activities and amenities are only a short distance away. The versatile layout includes a full-size living room and a separate family room centered around a cozy stone-surround fireplace that adds warmth and character to gatherings with friends and family. The kitchen features stainless-steel appliances and a large center island overlooking the family room, perfect for meal prep and casual dining options. The stairway walls of this villa have also been constructed to allow for the installation of a motorized chair lift, making the upper level more easily accessible. The owner’s suite provides a generous retreat with plenty of room to unwind, along with an en suite bath that includes a spacious step-in shower with detailed tilework and a conveniently located linen closet. The guest bedroom also features its own private en-suite bath, while an additional half bath serves the main level. A covered rear patio and vinyl-fenced area create an inviting outdoor space ideal for pets, relaxation, or entertaining. Carefree living awaits as the monthly HOA fee includes basic cable, irrigation water, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash & recycling, and 24/7 monitored gates. Kick back and unwind, or head out and enjoy the endless activities available in this vibrant community overflowing with top-tier amenities. Residents have access to three golf courses, indoor and outdoor pools, recreation centers, clubs, concerts, dedicated RV parking, and Veterans’ Park, along with golf cart access to nearby shopping centers and beautiful Shalom Park. Ideally situated off Hwy 200, OTOW is close to banks, restaurants, and medical facilities, and just a short 10-mile drive south of the World Equestrian Center.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,853
Sqft
0.03 ac
Lot size
1982
Year built
Two
Levels
$51
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,478 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,478/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$51 vs $185
Days on market
201 vs 53 typical
Where $51/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
184 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9951 SW 88TH COURT ROAD UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$225,000
10957 SW 82ND TERRACE
3 bd · 2 ba · 1,720 sqft · $131/sqft · 119 DOM
Sold · Sep ’25$209,000
11237 SW 78TH COURT
3 bd · 2 ba · 1,646 sqft · $127/sqft · 85 DOM
Sold · Mar ’26$194,995
11153 SW 79TH AVENUE
3 bd · 2 ba · 1,646 sqft · $118/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9951 SW 88TH COURT ROAD UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9951 SW 88TH COURT ROAD UNIT C — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9951 SW 88TH COURT ROAD UNIT C FAQs
What would the monthly payment be for 9951 SW 88TH COURT ROAD UNIT C?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,478/mo — principal and interest, the actual property-tax bill, the $531/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9951 SW 88TH COURT ROAD UNIT C?+
The association fee works out to $531 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9951 SW 88TH COURT ROAD UNIT C?+
The most recent tax bill on record (2025) was $2,232. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9951 SW 88TH COURT ROAD UNIT C?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $95,000, this home is listed about 68% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9951 SW 88TH COURT ROAD UNIT C?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OCALA 34481 market on paper
$95,000 is 59% below the OCALA 34481 median of $234,000, and at $51/sqft it sits under the Ocala average of $206.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $531/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
201 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $180,000, now $95,000 — a $85K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER LLC - OCALA · Anthony Alfarone. MLS #OM717296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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