CENTURY 21 Edge
$284,900$289,9003 bd2 ba2,502 sqft$114 /sqft$2,106 /mo all-in ↓

25 EMERALD DRIVE, OCALA, FL, 34472

Active181 days on marketListed Jan 23, 2026MLS #OM717307

Reduced $5KSingle Family ResidenceSILVER SPGS SHORES UN 11

About this home

25 EMERALD DRIVE

LAKE HOUSE - Amazing opportunity to own a GREAT home at the lake. Beautiful kitchen, lots of storge. Big patio out back to enjoy the lake view every morning and evenings. Bonus room previously used as Gym, 2nd Bonus Room with the lake view used as an office. 3 Bedrooms, walk in closet. Family room with a beautiful fire place. Living Room. Huge yard with a big fireplace. Mature trees that provide the perfect shade. The breeze is amazing. You will absolutely love to spend your days and evenings in this small piece of paradise. Close to all banks and shopping and clinics. Just minutes from lake restaurants like Gator Joe's on Lake Weir. Close to schools. This home is perfect.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,502

Sqft

0.57 ac

Lot size

2

Garage

1978

Year built

One

Levels

$114

Per sqft

FireplaceWater view

Inside

FlooringTile
AppliancesRange · Refrigerator
InteriorAttic Ventilator · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesNorthwest
ExteriorFire Pit · Garden · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,712/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,106 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property tax — 2025 actual bill$143
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,972
Interest rate6.00%
Loan term

Estimated payment

$2,106/mo

Principal & interest$1,677
FHA mortgage insurance (est.)$126
Property taxes (actual bill)$143
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Ocala actives

$114 vs $181

Days on market

181 vs 43 typical

Where $114/sqft sits among the 400 Ocala actives

104 · this home
171
78
15
4
28
$114–159$159–203$203–248$248–292$292–337$337+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 25 EMERALD DRIVE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $284,900 $5K
Jan 23, 2026Listed at $289,900 · 181 days on market since
1978Built · SILVER SPGS SHORES UN 11

Reality check

What actually sold near 25 EMERALD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9 EMERALD PASSSold · Apr ’26

$188,500

9 EMERALD PASS · same community

4 bd · 3 ba · 1,656 sqft · $114/sqft · 5 DOM

519 SPRING LAKE ROADSold · Nov ’25

$292,500

519 SPRING LAKE ROAD · same community

3 bd · 2 ba · 1,512 sqft · $193/sqft · 143 DOM

10 CYPRESS LOOPSold · Mar ’26

$310,000

10 CYPRESS LOOP

3 bd · 2 ba · 1,936 sqft · $160/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 25 EMERALD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 25 EMERALD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

25 EMERALD DRIVE FAQs

What would the monthly payment be for 25 EMERALD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,106/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 25 EMERALD DRIVE?+

The most recent tax bill on record (2025) was $1,712. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $284,900, this home is listed about 5% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 25 EMERALD DRIVE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$284,900 runs 36% above the OCALA 34472 median — but at 2,502 sqft it's also 45% larger than the typical Ocala listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

181 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $289,900, now $284,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 AFFILIATES · Carlos Gonzalez. MLS #OM717307.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Ocala homes, in your inbox

Like 25 EMERALD DRIVE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Angela to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 2:38 AM UTC. The listing information on this page last changed on July 24, 2026 at 2:38 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 2:38 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 2:38 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

25 EMERALD DRIVE, OCALA, FL — 3 Bed, 2 Bath — $284,900 | CENTURY 21 Edge