CENTURY 21 Edge
$356,900$376,9003 bd2 ba1,874 sqft$190 /sqft$2,783 /mo all-in ↓

7819 SW 88TH STREET ROAD, OCALA, FL, 34476

Active194 days on marketListed Jan 29, 2026MLS #OM717610

Reduced $20KSingle Family ResidenceINDIGO EAST SOUTH PH 04

About this home

7819 SW 88TH STREET ROAD

Gorgeous Orchid Model close to the clubhouse and the pool. This home has too many upgrades to mention them all but here are a few, a new 60 gallons water heater (2025), a new Air Conditioning/Heat Unit (2025), Water Softener (2025), a whole house surge protector as well as a heat and AC surge protector. And if that is not enough peace of mind there is also a Generac whole house generator. This 3 bedroom 2 bath, pet free and smoke free home has ceramic tile throughout and there are plantation shutters on every window. A decorative electric fireplace has also been added in the living room. The toilets have been upgraded to combination toilets and bidets. The rear lanai has been converted to a 4 Season Florida Room with picture windows. The landscaping features decorative concrete curbing and stone so it is virtually maintenance free with no grass to cut. This home was also just painted inside and out in 2025. The furniture in this home is also for sale so this home can be turnkey. Indigo East residents enjoy exclusive access to a wealth of private amenities, including 2 swimming pools, fitness center, clubhouse, as well as curbside mail delivery and waste pickup. On Top of the World is the premier 55+ resort, golf community with golf cart access to shopping, entertainment, restaurants, health, and beauty.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,874

Sqft

0.2 ac

Lot size

2

Garage

2018

Year built

One

Levels

$190

Per sqft

FireplaceNegotiable55+ community

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Smart Home · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingNatural Gas
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

HOA fee$268/mo
Taxes (2025)$1,158/yr
PetsNumber Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Park · Pool · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,783 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,101
FHA mortgage insurance (est.)$158
Property tax — 2025 actual bill$96
HOA fee — from the listing$268
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,492Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,492
Interest rate6.00%
Loan term

Estimated payment

$2,783/mo

Principal & interest$2,101
FHA mortgage insurance (est.)$158
Property taxes (actual bill)$96
HOA / condo fee$268
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $357K
$293KedgeAI estimate $316,190 · range $305K$332K$371K

vs edgeAI estimate

+12.9%

$/sqft vs Ocala actives

$190 vs $187

Days on market

194 vs 53 typical

Where $190/sqft sits among the 400 Ocala actives

180
150 · this home
32
8
9
21
$127–182$182–237$237–291$291–346$346–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside On Top Of The World

Map of 7819 SW 88TH STREET ROAD inside its neighborhood boundary

Get to know Ocala. See the full Ocala guide →

On Top Of The World — neighborhood snapshot

Population

9,305

Median age

73

Median income

$51,446

Median home value

$222,633

Avg household

2

Households w/ children

77%

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryHammett Bowen Junior Elementary School★★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$285K$285K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

173 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $356,900 $20K
Jan 29, 2026Listed at $376,900 · 194 days on market since
2018Built · INDIGO EAST SOUTH PH 04

Reality check

What actually sold near 7819 SW 88TH STREET ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10061 SW 74TH TERRACESold · Mar ’26

$210,000

10061 SW 74TH TERRACE

3 bd · 2 ba · 1,894 sqft · $111/sqft · 5 DOM

8049 SW 100TH STREET ROADSold · May ’26

$250,000

8049 SW 100TH STREET ROAD

3 bd · 2 ba · 1,894 sqft · $132/sqft · 30 DOM

9897 SW 88TH COURT ROAD UNIT PSold · Aug ’26

$170,000

9897 SW 88TH COURT ROAD UNIT P

2 bd · 2.5 ba · 1,908 sqft · $89/sqft · 140 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7819 SW 88TH STREET ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7819 SW 88TH STREET ROAD — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7819 SW 88TH STREET ROAD FAQs

What would the monthly payment be for 7819 SW 88TH STREET ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,783/mo — principal and interest, the actual property-tax bill, the $268/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7819 SW 88TH STREET ROAD?+

The association fee works out to $268 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7819 SW 88TH STREET ROAD?+

The most recent tax bill on record (2025) was $1,158. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7819 SW 88TH STREET ROAD?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $356,900, this home is listed about 19% above the Ocala median of $298,888. The market section on this page shows how the area is trending.

Which schools are assigned to 7819 SW 88TH STREET ROAD?+

Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$356,900 runs 24% above the OCALA 34476 median.

02Time on market is leverage

194 days on market against a Ocala median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $376,900, now $356,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Mike Kelly. MLS #OM717610.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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