CENTURY 21 Edge
$324,900$360,0004 bd2 ba2,236 sqft$145 /sqft$2,406 /mo all-in ↓

27 VINCA STREET, HOMOSASSA, FL, 34446

Active193 days on marketListed Jan 30, 2026MLS #OM717767

Reduced $35KSingle Family ResidenceSUGARMILL WOODS OAK VILLAGE

About this home

27 VINCA STREET

Welcome to your private sanctuary at 27 Vinca St, located in the highly sought-after Oak Village of Sugarmill Woods. This immaculate 4-bedroom, 2-bathroom residence offers 2,236 sq. ft. of thoughtfully designed living space, perfectly positioned on a lush .29-acre greenbelt lot where your backyard neighbors are the trees, not another roofline. New roof 2015, New AC 2017 Interior Highlights: The Heart of the Home: Step through the entryway into an expansive great room with vaulted ceilings and an open-concept layout that’s a dream for entertaining. Chef’s Kitchen: Features rich wood cabinetry, a convenient breakfast bar for morning coffee, and a sunny eat-in nook. Master Retreat: The oversized primary suite is a true getaway, featuring dual walk-in closets and a spa-like ensuite with double sinks, a garden soaking tub, and a separate walk-in shower. Smart Design: The split floor plan ensures maximum privacy for the three additional guest bedrooms—perfect for a home office, hobby room, or a growing family. Outdoor & Lifestyle: The Greenbelt Advantage: Enjoy ultimate peace on your rear patio. With the protected greenbelt buffer, you have a "forever" natural view and plenty of room to add your dream pool. Prime Location: You are minutes from the Suncoast Parkway, making trips to Tampa a breeze. For the outdoor enthusiast, you’re a "short cast" away from world-class fishing in the Homosassa River and the crystal-clear springs of the Nature Coast. Why this home? Built in 2005 and meticulously maintained, this property offers the structural integrity of concrete block construction with the aesthetic of a contemporary Florida estate. Low HOA fees ($12/month!) and a quiet, deed-restricted community make this the smartest move in Citrus County.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,236

Sqft

0.28 ac

Lot size

2

Garage

2005

Year built

One

Levels

$145

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · L Dining · Open Floorplan · Solid Wood Cabinets · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorGarden · Lighting

Community & fees

HOA fee$12/mo
Taxes (2025)$2,133/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,406 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$178
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,372
Interest rate6.00%
Loan term

Estimated payment

$2,406/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$178
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$304KedgeAI estimate $324,462 · range $317K$340K$353K

vs edgeAI estimate

+0.1%

$/sqft vs SUGARMILL WOODS OAK VILLAGE

$145 vs $169

Days on market

193 vs 62 typical

Where $145/sqft sits among the 34 homes for sale in SUGARMILL WOODS OAK VILLAGE

13 · this home
11
3
1
2
4
$145–162$162–178$178–194$194–210$210–227$227+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oak Village At Sugarmill Woods

Map of 27 VINCA STREET inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)64 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Homosassa. See the full Homosassa guide →

Oak Village At Sugarmill Woods — neighborhood snapshot

Population

2,929

Median age

71

Median income

$74,236

Median home value

$314,145

Avg household

2

Households w/ children

135

For the school run

Citrus County School District

HighLecanto High School★★★★★
ElementaryLecanto Primary School★★★★★
MiddleLecanto Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Homosassa market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$314K$303K

Homosassa median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

19 of 34

SUGARMILL WOODS OAK VILLAGE have cut their price

Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the HOMOSASSA 34446 median. See the full Homosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $324,900 $35K
Jan 30, 2026Listed at $360,000 · 193 days on market since
2005Built · SUGARMILL WOODS OAK VILLAGE

Reality check

What actually sold near 27 VINCA STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9 HEUCHERA COURT WSold · Jun ’26

$395,000

9 HEUCHERA COURT W · same community

4 bd · 3 ba · 2,194 sqft · $180/sqft · 16 DOM

20 POPPY STREETSold · Apr ’26

$379,900

20 POPPY STREET · same community

4 bd · 3 ba · 2,286 sqft · $166/sqft · 20 DOM

11 HEUCHERA COURT ESold · May ’26

$355,000

11 HEUCHERA COURT E · same community

3 bd · 2 ba · 2,182 sqft · $163/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 27 VINCA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 27 VINCA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

27 VINCA STREET FAQs

What would the monthly payment be for 27 VINCA STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,406/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 27 VINCA STREET?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 27 VINCA STREET?+

The most recent tax bill on record (2025) was $2,133. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 27 VINCA STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Homosassa?+

At $324,900, this home is listed about 7% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.

Which schools are assigned to 27 VINCA STREET?+

Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$324,900 runs 30% above the HOMOSASSA 34446 median.

02Time on market is leverage

193 days on market against a Homosassa median of 62 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $360,000, now $324,900 — a $35K cut. The full history is in the market section below.

Listing courtesy of GLOBALWIDE REALTY LLC · Dwight Newell, LLC. MLS #OM717767.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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27 VINCA STREET, HOMOSASSA, FL — 4 Bed, 2 Bath — $324,900 | CENTURY 21 Edge