CENTURY 21 Edge
$229,900$244,5002 bd2 ba1,335 sqft$172 /sqft$2,103 /mo all-in ↓

8340 SW 108TH LOOP, OCALA, FL, 34481

Active163 days on marketListed Feb 10, 2026MLS #OM718465

Reduced $15KSingle Family ResidenceOAK RUN NBRHD 11

About this home

8340 SW 108TH LOOP

A NEW PRICE FOR THIS WONDERFUL HOUSE! Welcome to this fine example of a Modified and Expanded Hampton. This 1335 sf beauty should be your next home! This 2 Bedroom, 2 Bath home is located in one of the quietest parts of Oak Run but still close to all of the amenities. The home is move-in ready with all of the upgraded features you might expect. Porcelain tile flooring is throughout the home. There is a larger than normal living/dining area so there is plenty of room for entertaining. There is extra work space and cabinets in the eat-in kitchen and attractive granite counters have been installed. The dishwasher and range have been recently replaced with stainless models. The home is bright and airy, all of the windows have double glazing. The primary bedroom has a large walk-in closet and a generous bathroom layout. There is additional living space, from the dining area when you enter into the spacious den/sunroom. This is the perfect place to enjoy casual living. From the den you can access a wonderful screen room with 150 sf of extra space. The screen room has a tile floor for low maintenance. Enjoy your morning coffee or afternoon drinks in this private and airy space. All of the mechanical systems in the home have been upgraded or replaced. The roof is brand new (2026) the electric service panel was replaced in 2022. Gutter Guards and new irrigation controls have also been installed. A complete list of improvements is under the paperclip. Oak Run is close to shopping and numerous medical facilities. There is nothing to do in this home before you move in. Come enjoy the Senior Lifestyle of Oak Run with its 6 pools, 2 gyms, pickle ball and all the outdoor activities you would expect. There is also a library, billiard and card rooms plus a ceramics workshop. Did we forget to mention that the Royal Oaks golf course and restaurant, plus over 100 clubs and organizations are also available? All this is included in the very reasonable $181.65 monthly HOA fees. This is a must see home for those looking for low maintenance living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,335

Sqft

0.15 ac

Lot size

1

Garage

1991

Year built

One

Levels

$172

Per sqft

55+ communityPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$182/mo
Taxes (2025)$3,675/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,103 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$306
HOA fee — from the listing$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$2,103/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$306
HOA / condo fee$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$175KedgeAI estimate $189,986 · range $183K$199K$239K

vs edgeAI estimate

+21%

$/sqft vs Ocala actives

$172 vs $181

Days on market

163 vs 43 typical

Where $172/sqft sits among the 400 Ocala actives

118
165 · this home
71
14
4
28
$119–163$163–206$206–250$250–294$294–338$338+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 8340 SW 108TH LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34481 — neighborhood snapshot

Population

25,668

Median age

68.5

Median income

$54,639

Median home value

$213,000

Avg household

1.9

Households w/ children

978

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
HighWest Port High School★★★★★
ElementaryMarion Oaks Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

155 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the OCALA 34481 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $15K
Feb 10, 2026Listed at $244,500 · 163 days on market since
1991Built · OAK RUN NBRHD 11

Reality check

What actually sold near 8340 SW 108TH LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8320 SW 108TH PLACE ROADSold · Sep ’25

$216,000

8320 SW 108TH PLACE ROAD · same community

2 bd · 2 ba · 1,269 sqft · $170/sqft · 59 DOM

8321 SW 108TH PLACE ROADSold · Dec ’25

$110,000

8321 SW 108TH PLACE ROAD · same community

2 bd · 2 ba · 1,428 sqft · $77/sqft · 158 DOM

10821 SW 83RD AVENUESold · Oct ’25

$199,750

10821 SW 83RD AVENUE · same community

2 bd · 2 ba · 1,235 sqft · $162/sqft · 27 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 8340 SW 108TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8340 SW 108TH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

8340 SW 108TH LOOP FAQs

What would the monthly payment be for 8340 SW 108TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,103/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8340 SW 108TH LOOP?+

The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8340 SW 108TH LOOP?+

The most recent tax bill on record (2025) was $3,675. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8340 SW 108TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $229,900, this home is listed about 23% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8340 SW 108TH LOOP?+

Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Kristopher Cernera. MLS #OM718465.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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