CENTURY 21 Edge
$235,000$259,0003 bd2 ba1,362 sqft$173 /sqft$1,886 /mo all-in ↓

18 PINE COURSE LOOP, OCALA, FL, 34472

Active152 days on marketListed Feb 11, 2026MLS #OM718592

Reduced $24KSingle Family ResidenceSILVER SPGS SHORES UN 17

About this home

18 PINE COURSE LOOP

Brand New Roof 2026!! Lovely concrete block home for sale in Silver Springs Shores featuring three bedrooms and two full bathrooms. The home includes a range, refrigerator, and dishwasher, along with a two-car garage. The primary bedroom offers a private en-suite bathroom and a walk-in closet. The split-bedroom floor plan is enhanced by high vaulted ceilings, creating a spacious feel. Enjoy outdoor living on the screened-in back porch and in the backyard with a fire pit. The home sits on over a quarter-acre lot and is conveniently located near shopping and schools, with a short drive to downtown Ocala.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,362

Sqft

0.28 ac

Lot size

2

Garage

2008

Year built

One

Levels

$173

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
FacesSouthwest
ExteriorFire Pit

Community & fees

Taxes (2025)$2,866/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,886 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property tax — 2025 actual bill$239
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,225
Interest rate6.00%
Loan term

Estimated payment

$1,886/mo

Principal & interest$1,383
FHA mortgage insurance (est.)$104
Property taxes (actual bill)$239
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $235K
$211KedgeAI estimate $229,228 · range $220K$242K$252K

vs edgeAI estimate

+2.5%

$/sqft vs SILVER SPGS SHORES UN 17

$173 vs $181

Days on market

152 vs 43 typical

Where $173/sqft sits among the 11 homes for sale in SILVER SPGS SHORES UN 17

1
3
0
2 · this home
4
1
$120–136$136–151$151–166$166–182$182–197$197+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 18 PINE COURSE LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

6 of 11

SILVER SPGS SHORES UN 17 have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $235,000 $24K
Feb 11, 2026Listed at $259,000 · 152 days on market since
2008Built · SILVER SPGS SHORES UN 17

Reality check

What actually sold near 18 PINE COURSE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14 WATER TRACKSold · Feb ’26

$199,900

14 WATER TRACK · same community

3 bd · 2 ba · 1,381 sqft · $145/sqft · 78 DOM

4 BAHIA COURT LANESold · Apr ’26

$252,000

4 BAHIA COURT LANE · same community

3 bd · 2 ba · 1,337 sqft · $188/sqft · 14 DOM

34 PINE COURSE PASSSold · May ’26

$245,000

34 PINE COURSE PASS · same community

3 bd · 2 ba · 1,315 sqft · $186/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chris Shouse

Your agent

Chris Shouse

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18 PINE COURSE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18 PINE COURSE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Chris's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

18 PINE COURSE LOOP FAQs

What would the monthly payment be for 18 PINE COURSE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,886/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 18 PINE COURSE LOOP?+

The most recent tax bill on record (2025) was $2,866. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $235,000, this home is listed about 21% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 18 PINE COURSE LOOP?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX FOXFIRE - HWY 40 · Carissa Sawyer. MLS #OM718592.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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