4395 NW 55TH TERRACE, OCALA, FL, 34482
Active177 days on marketListed Feb 11, 2026MLS #OM718599
About this home
4395 NW 55TH TERRACE
Luxurious Ocala Preserve Winter Rental! Indulge in resort-style living at this FULLY FURNISHED seasonal rental located in Ocala Preserve. Just minutes from the World Equestrian Center, this stunning 3-bedroom, 2-bathroom home offers the perfect blend of comfort and elegance. The heart of the home is a gourmet kitchen boasting a spacious granite island, perfect for culinary adventures or entertaining! High-end stainless steel appliances, including a new induction cooktop and a craft ice maker, elevate your cooking experience. Home is equipped with everything you need! Flow seamlessly into the open-concept great room, featuring a custom entertainment wall with a cozy electric fireplace and ample space for relaxation. Unwind in style with three generously sized bedrooms, each thoughtfully furnished for ultimate comfort. The primary suite is a tranquil oasis with a tray ceiling and a walk-in closet. Step outside to your private 400-square-foot enclosed lanai, complete with a fire pit and dining area, ideal for entertaining friends or enjoying peaceful evenings. Ocala Preserve offers an unparalleled lifestyle with resort-style pools, tennis courts, pickleball, and miles of scenic walking trails. Stay active in the state-of-the-art fitness center, or simply relax by the fishing dock. Rental rate is all inclusive! Includes utilities, high-speed wifi, lawn care, pest control, and club membership granting access to all amenities. Amenities include: golf course, resort-style pools, 21 miles of walking trails, tennis courts, pickleball, kayaking, fitness center, on-site day spa and more! Don't miss this opportunity to call this exceptional property home. AVAILABLE MAY-SEPTEMBER FOR $2,700/MONTH ALL INCLUSIVE. AVAILABLE FOR WINTER AT $4,800/MONTH- ALL INCLUSIVE. THIS HOME IS IN THE AGE RESTRICTED PHASE. 55 +
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,853
Sqft
0.1 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCALA PRESERVE PH 9
$1 vs $195
Days on market
177 vs 49 typical
Where $1/sqft sits among the 6 homes for sale in OCALA PRESERVE PH 9
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
2 of 6
OCALA PRESERVE PH 9 have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4395 NW 55TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$363,500
4232 NW 56TH COURT · same community
2 bd · 2 ba · 1,938 sqft · $188/sqft · 74 DOM
Sold · Nov ’25$390,000
4255 NW 55TH TERRACE · same community
3 bd · 2.5 ba · 2,017 sqft · $193/sqft · 87 DOM
Sold · Jan ’26$474,000
4135 NW 55TH COURT · same community
2 bd · 2.5 ba · 2,069 sqft · $229/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4395 NW 55TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4395 NW 55TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4395 NW 55TH TERRACE FAQs
What would the monthly payment be for 4395 NW 55TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4395 NW 55TH TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,700, this home is listed about 99% below the Ocala median of $298,819. The market section on this page shows how the area is trending.
Which schools are assigned to 4395 NW 55TH TERRACE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34482 market on paper
$2,700 is 99% below the OCALA 34482 median of $261,450, and at $1/sqft it sits under the Ocala average of $206.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
177 days on market against a Ocala median of 49 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Mikhalea Epperson. MLS #OM718599.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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