8855 SW 129TH TERRACE ROAD, DUNNELLON, FL, 34432
Active181 days on marketListed Feb 12, 2026MLS #OM718733
About this home
8855 SW 129TH TERRACE ROAD
ONE OF THE BEST DEALS IN ROLLING HILLS! Experience the perfect blend of refined luxury and relaxed country living in this stunning custom-built 4-bedroom, 2-bath home with a 2 car side entry garage in the heart of Rolling Hills at a NEW ADJUSTED PRICE. Privately nestled on 1.14 beautifully fenced acres, this exceptional country setting home offers the serenity of wide-open spaces while being ideally positioned between Ocala and Dunnellon—just minutes from the crystal-clear waters of Rainbow River and the internationally renowned World Equestrian Center. Designed for both elegance and functionality, this property is fully fenced and complete with a pole barn already in place—bringing your rural lifestyle dreams to life. Step inside and be captivated by the home’s upscale finishes and thoughtfully designed open split floorplan. Luxury vinyl plank flooring flows through the social areas, boasting 10 ft high ceilings while the tray ceilings elevate the expansive living room, creating a light-filled and inviting atmosphere ideal for entertaining or relaxing in style. At the heart of the home, the chef-inspired kitchen is a true showpiece—featuring gleaming granite countertops, a large center prep island with breakfast bar seating, rich warm wood cabinetry, stainless steel appliances and a generous walk-in pantry, this space delivers both beauty and performance. The oversized laundry room offers exceptional convenience and storage, while the private primary suite provides a luxurious retreat at day’s end. Unwind in your spa-inspired en-suite bath showcasing dual granite vanities, a spacious walk-in shower, and a large walk-in closet designed for effortless organization. Three additional bedrooms gives flexibility for family, guests, or the in-laws—each thoughtfully positioned for comfort and privacy. And then… the true showstopper. The super-sized custom 20 x 18 rustic style screened-in outdoor patio is an entertainer’s dream. Featuring stunning wood beam ceilings and ceiling fans, this extraordinary space invites year-round gatherings, weekend celebrations, and peaceful evenings overlooking your expansive property. Luxury, land, and location—this Rolling Hills masterpiece delivers it all.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,015
Sqft
1.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,950 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,950/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33%
$/sqft vs ROLLING HILLS UN 01
$273 vs $193
Days on market
181 vs 41 typical
Where $273/sqft sits among the 8 homes for sale in ROLLING HILLS UN 01
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
2 of 8
ROLLING HILLS UN 01 have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 150% above the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 8855 SW 129TH TERRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$489,900
12915 SW 85TH PLACE · same community
4 bd · 2 ba · 2,073 sqft · $236/sqft · 112 DOM
Sold · Aug ’26$340,900
8494 SW 123RD TERRACE · same community
3 bd · 2 ba · 1,936 sqft · $176/sqft · 8 DOM
Sold · Apr ’26$334,900
8342 SW 125TH COURT ROAD · same community
3 bd · 2 ba · 1,936 sqft · $173/sqft · 43 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8855 SW 129TH TERRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8855 SW 129TH TERRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8855 SW 129TH TERRACE ROAD FAQs
What would the monthly payment be for 8855 SW 129TH TERRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,950/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8855 SW 129TH TERRACE ROAD?+
The most recent tax bill on record (2025) was $3,710. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8855 SW 129TH TERRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunnellon?+
At $549,900, this home is listed about 83% above the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8855 SW 129TH TERRACE ROAD?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$549,900 runs 150% above the DUNNELLON 34432 median — but at 2,015 sqft it's also 15% larger than the typical Dunnellon listing.
02Time on market is leverage
181 days on market against a Dunnellon median of 41 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $584,900, now $549,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TCT REALTY GROUP LLC · Romel Camacho. MLS #OM718733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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