5521 NW 45TH LANE, OCALA, FL, 34482
Active176 days on marketListed Feb 12, 2026MLS #OM718735
About this home
5521 NW 45TH LANE
Welcome to luxury living at the prestigious Ocala Preserve gated community, minutes from The World Equestrian Center! Style and comfort surround this magnificent, FULLY FURNISHED spacious Shea model home, where every detail has been meticulously curated for an unparalleled living experience. As you approach, a charming front porch welcomes you, setting the tone for the warmth and elegance that awaits within. This beautiful home features 2 bedrooms, 2 bathrooms, plus an oversized 2 car garage! Outdoor living reaches new heights with a super-sized screened in lanai. Immerse yourself in the upgraded Shea model home, tastefully designed and decorated for your comfort! The open concept layout, accentuated by a large island, seamlessly connects the living, dining, and kitchen areas, creating an inviting atmosphere for gatherings and making day-to-day living a breeze. Wait until you see this stunning Chef's kitchen with built-in gas appliances, upgraded designer cabinetry featuring under-mount lighting and soft-close features and beautiful granite countertops. The Master Suite features 3 large windows over looking the stunning views of the backyard, features a California King bedroom suite, ensuite bathroom with oversized glass enclosed shower, upgraded granite and large walk-in closet. The second and third bedrooms are also great in size and are located at the other end of the home, perfect for family or hosting guests! The second bedroom is also great in size and features a Queen Bedroom Set with ample closet space. Please note, the office is locked during your stay with owner belongings! This is a true 2 bedroom, 2 bathroom. Discover the epitome of resort-style living at Ocala Preserve, an exclusive community nestled among groves of majestic trees, where nature's beauty and luxury living converge seamlessly. As you enter this idyllic haven, you are greeted by a 7-acre lake, setting the stage for a community designed to captivate the senses with 3 themed parks, and meticulously planned walking, biking, and hiking trails. A pristine Golf Course, The Oak House, a Resort Club at the heart of the community, serves as a hub for social interactions and relaxation. Enjoy state-of-the-art fitness and wellness facilities, Bar and Restaurant, a Spa, Pickleball, a Resort and Lap pools, social gatherings and adventures. The community is conveniently located less than 10 minutes from WEC, World Equestrian Center, Shopping, and Dining. AVAILABLE JUNE 1-SEPTEMBER 30 2026 $2,600/MONTH ALL INCLUSIVE OR FOR WINTER (DEC-MARCH) AT $4,700/MONTH ALL INCLUSIVE.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,862
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCALA PRESERVE
$1 vs $167
Days on market
176 vs 50 typical
Where $1/sqft sits among the 24 homes for sale in OCALA PRESERVE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34482 — neighborhood snapshot
Population
21,824
Median age
52.1
Median income
$71,449
Median home value
$247,600
Avg household
2.28
Households w/ children
1,486
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
16 of 24
OCALA PRESERVE have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34482 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 5521 NW 45TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$380,000
5555 NW 40TH PLACE · same community
3 bd · 2 ba · 1,854 sqft · $205/sqft · 331 DOM
Sold · Aug ’25$300,000
3990 NW 48TH TERRACE ROAD · same community
2 bd · 2 ba · 1,816 sqft · $165/sqft · 104 DOM
Sold · Jun ’26$319,000
4575 NW 39TH STREET ROAD · same community
2 bd · 2 ba · 1,816 sqft · $176/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 5521 NW 45TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5521 NW 45TH LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5521 NW 45TH LANE FAQs
What would the monthly payment be for 5521 NW 45TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 5521 NW 45TH LANE?+
The listing reports pets: Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $2,600, this home is listed about 99% below the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 5521 NW 45TH LANE?+
West Port High School (high), College Park Elementary School (elementary), Howard Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34482 market on paper
$2,600 is 99% below the OCALA 34482 median of $261,450, and at $1/sqft it sits under the Ocala average of $206.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
176 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ROYAL OAK REALTY LLC · Mikhalea Epperson. MLS #OM718735.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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