CENTURY 21 Edge
Pending
$229,9953 bd2 ba1,235 sqft$186 /sqft$1,631 /mo all-in ↓

19656 SW LARK AVENUE, DUNNELLON, FL, 34431

Pending168 days on marketListed Feb 25, 2026MLS #OM719315

New constructionSingle Family ResidenceRAINBOW LAKES ESTATE

About this home

19656 SW LARK AVENUE

Under Construction. Now offering $5,000 in concessions. Down Payment Assistance available to those who quality. Are you ready to embrace the lifestyle you've always dreamed of? Look no further, as an exquisite home is currently under construction in the highly sought-after Rainbow Lakes Estates. This property brings together modern design, comfort, and a strong sense of community. Key Features: 1. Open Concept Living: This home features a thoughtfully designed open concept layout, creating an expansive and inviting atmosphere. The seamless flow from the living area to the dining space is perfect for hosting friends and family. 2. Split Bedroom Plan: Privacy and comfort are paramount in this home, thanks to the well-thought-out split bedroom plan. The master suite is discreetly separated from the other bedrooms, providing a serene retreat. 3. Warranty Included: Your investment is safeguarded with a 2-10 warranty, assuring you of quality and peace of mind for years to come. 4. Contemporary Kitchen: The kitchen is a true culinary haven, boasting a luxurious granite countertop and a stainless steel appliance package. This kitchen is not only stylish but also highly functional, making it a delightful space for preparing meals. 5. No Carpet: Say goodbye to the hassle of carpet maintenance. This home is designed with your convenience in mind, featuring no carpet, ensuring easy cleaning and a more allergen-friendly environment. 6. Covered Back Porch: A wonderful addition to this home is the included covered back porch. It provides the perfect spot to enjoy the outdoors, whether you're sipping your morning coffee, reading a book, or hosting a barbecue. 7. Community Oasis: Rainbow Lakes Estates is a vibrant and friendly community. Paved streets make for safe and enjoyable strolls, and the neighborhood's Lakes Community Center offers an array of amenities, including a library, a playground, and an outdoor exercise center. Here, you'll find everything you need for a fulfilling and active lifestyle. Seize the opportunity to own a home in the enchanting Rainbow Lakes Estates. This property seamlessly blends contemporary living with a warm and welcoming community. Don't wait - schedule a viewing today and begin imagining the life you've always wanted in this exceptional setting. This home in addition is 232 sf larger than our Apprentice 2 home. It features larger rooms, and inside laundry.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,235

Sqft

0.24 ac

Lot size

1

Garage

2026

Year built

One

Levels

$186

Per sqft

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Eating Space In Kitchen · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingHeat Pump

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

Taxes (2025)$187/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,631 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$1,631/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$219KedgeAI estimate $235,075 · range $228K$242K$252K

vs edgeAI estimate

−2.2%

Days on market

168 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 19656 SW LARK AVENUE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$265K$280K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 506% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

Feb 25, 2026Listed at $229,995 · 168 days on market since
2026Built · RAINBOW LAKES ESTATE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anealya Hammad

Your agent

Anealya Hammad

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 19656 SW LARK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 19656 SW LARK AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Anealya's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

19656 SW LARK AVENUE FAQs

What would the monthly payment be for 19656 SW LARK AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 19656 SW LARK AVENUE?+

The most recent tax bill on record (2025) was $187. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $229,995, this home is listed about 23% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.

Listing courtesy of PLATINUM HOMES AND LAND REALTY · Frank Falbo. MLS #OM719315.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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