9222 SW 97TH CIRCLE, OCALA, FL, 34481
Active158 days on marketListed Feb 25, 2026MLS #OM719368
About this home
9222 SW 97TH CIRCLE
**Price Reduced & Home Warranty Included!** Step into a home that truly feels brand new. This meticulously maintained Yvette floorplan is now offered at an improved price and includes a one-year Broward Factory Home Warranty for ultimate peace of mind. Located on a premium corner lot near the Arbors Recreation Center and the Tortoise & The Hare golf course, this residence combines "like-new" quality with high-end upgrades you won't find in new construction. The open-concept interior features tile flooring throughout, architectural rounded corners, and a versatile den. A gourmet kitchen serves as the heart of the home, boasting granite countertops and a massive picture window that bathes the space in light. For outdoor enjoyment, the living area flows into a peaceful lanai that has been extended by 10 feet for year-round relaxation. Thoughtful storage is found throughout, from the primary suite to the oversized garage with its large utility sink. Complete with mature landscaping and golf cart access to three shopping centers, this move-in-ready gem offers the perfect blend of elegance and convenience. Plus, take advantage of a reduced monthly HOA fee through the end of the year.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,716
Sqft
0.23 ac
Lot size
2
Garage
2017
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,958 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,958/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.8%
$/sqft vs Ocala actives
$183 vs $184
Days on market
158 vs 43 typical
Where $183/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Providence, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,900/mo median
Live Ocala rental listing data — this home’s rate depends on size, condition and furnishing.
The Davenport short-term market
▼ Softening46%
Occupancy
▼ 35% yr/yr
$302
Avg nightly rate
▲ 16% yr/yr
$31K/yr
Revenue per listing
$138
RevPAR
70 days
Booking lead time
5.9 nights
Avg stay
3
Typical min nights
3,730
Active rentals
▲ 7% supply
Seasonality — monthly occupancy
Peaks at 55% in Mar · bottoms at 36% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Davenport — the projection above is specific to this home’s size.
Where it sits
Inside On Top Of The World
Providence is a short-term-rental community. See the full guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9222 SW 97TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$362,000
10340 SW 105TH COURT
2 bd · 2 ba · 1,718 sqft · $211/sqft · 256 DOM
Sold · Mar ’26$365,000
10572 SW 104TH PLACE
2 bd · 2 ba · 1,718 sqft · $212/sqft · 0 DOM
Sold · Jul ’26$387,000
10791 SW 104TH
2 bd · 2 ba · 1,718 sqft · $225/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9222 SW 97TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9222 SW 97TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9222 SW 97TH CIRCLE FAQs
What would the monthly payment be for 9222 SW 97TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,958/mo — principal and interest, the actual property-tax bill, the $522/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9222 SW 97TH CIRCLE?+
The association fee works out to $522 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9222 SW 97TH CIRCLE?+
The most recent tax bill on record (2025) was $3,395. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 9222 SW 97TH CIRCLE be rented short-term?+
Yes — this home sits inside Providence, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 9222 SW 97TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $314,875, this home is listed about 5% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9222 SW 97TH CIRCLE?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$314,875 runs 35% above the OCALA 34481 median.
02Zoned for nightly rentals
Providence is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $522/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
158 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $319,875, now $314,875 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXT GENERATION REALTY OF MARION COUNTY · Dan Colofranson, PA. MLS #OM719368.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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