9746 SW 89TH LOOP, OCALA, FL, 34481
Active141 days on marketListed Mar 2, 2026MLS #OM719648
About this home
9746 SW 89TH LOOP
Furnished unit! Welcome to the highly sought-after Hanover Model located in the Providence neighborhood of On Top of the World, Ocala’s premier gated 55+ golf community. Situated on a centrally located street, this well-maintained rental offers comfort, privacy, and an active lifestyle all in one. Step inside through the upgraded beveled glass entry door and immediately appreciate the beautiful hardwood flooring throughout — with NO carpet for easy maintenance. This light and bright home features a desirable split-bedroom floor plan with 2 bedrooms, 2 bathrooms, and a versatile flex room that can be used as a home office, hobby space, or guest area, accessed through elegant French doors from the main living area. The open-concept great room boasts 9’4” ceilings, a spacious dining area, and seamless flow into the kitchen, which is equipped with newer appliances, wood cabinetry, Corian countertops, a breakfast bar, and a sunny eat-in nook surrounded by large windows. Triple sliding glass doors lead to the window enclosed lanai, where you can relax and enjoy peaceful green space views. The private primary suite is thoughtfully positioned at the rear of the home and features two walk-in closets and an en suite bath with dual sinks, a large step-in shower, comfort-height toilet, and linen closet. The guest bedroom and hall bath with tile surround tub are located at the front of the home, offering ideal separation for guests. Residents of On Top of the World enjoy 24/7 gated entrances and resort-style amenities including multiple pools (indoor and outdoor), state-of-the-art fitness centers, pickleball, tennis, bocce, shuffleboard, archery, billiards, woodworking shop, library, over 175 clubs, and more. This golf cart-friendly community also offers convenient access to three shopping centers and is just about 20 minutes to the World Equestrian Center, with an easy drive to Orlando entertainment, airports, and cruise ports — making it an exceptional rental opportunity in SW Ocala. Tenant is responsible for their own electric and utilities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,660
Sqft
0.15 ac
Lot size
2
Garage
2005
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$1 vs $180
Days on market
141 vs 43 typical
Where $1/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
156 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9746 SW 89TH LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$365,000
9943 SW 106TH CIRCLE
2 bd · 2 ba · 1,718 sqft · $212/sqft · 17 DOM
Sold · Dec ’25$352,000
10039 SW 106TH CIRCLE
2 bd · 2 ba · 1,718 sqft · $205/sqft · 56 DOM
Sold · Mar ’26$354,000
10145 SW 106TH CIRCLE
2 bd · 2 ba · 1,718 sqft · $206/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 9746 SW 89TH LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9746 SW 89TH LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9746 SW 89TH LOOP FAQs
What would the monthly payment be for 9746 SW 89TH LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9746 SW 89TH LOOP?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $1,950, this home is listed about 99% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9746 SW 89TH LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OCALA 34481 market on paper
$1,950 is 99% below the OCALA 34481 median of $234,850, and at $1/sqft it sits under the Ocala average of $204.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
141 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,200, now $1,950 — a $250 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NEXTHOME PROFESSIONAL REALTY · Courtney Moody. MLS #OM719648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 9746 SW 89TH LOOP but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →