CENTURY 21 Edge
$249,000$282,0002 bd2 ba1,448 sqft$172 /sqft$1,965 /mo all-in ↓

6788 SW 90TH LOOP, OCALA, FL, 34476

Active147 days on marketListed Feb 26, 2026MLS #OM719674

Priced 14% below the OCALA 34476 medianReduced $33KNew constructionSingle Family ResidencePIONEER RANCH PHASE 1

About this home

6788 SW 90TH LOOP

Be sure and tour this stunning "Candlewood" model featuring 2 BR 2 BA with all the upgraded finishes you've been looking for. The Designer kitchen features center island, white cabinets, quartz counter tops with backsplash, Whirlpool stainless steel appliances, pantry and access door to the lanai along with being open to the dining and living areas. The primary bedroom has matching white cabinets, walk in shower with heavy glass door, quartz tops, walk in closet and stain resistant carpet. Bedroom 2 features carpet floors, closet and is in close proximity to the guest bathroom. This happy home also includes a convenient laundry room that is equipped with Whirlpool washer and dryer, 4 LED downlights in the living areas, upgraded door hardware, 22x22 tiled flooring in the main living areas, baths and laundry. Carpet in the bedrooms and enclosed versatile flex room and Smart Home technology package with a spacious 2 car garage with the floor customized with a painted epoxy finish. Pioneer Ranch Amenities will include Clubhouse, Fitness Ctr., Resort Style Pool, Sports Courts, Dog Park and Playground that are currently under construction.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,448

Sqft

0.16 ac

Lot size

2

Garage

2025

Year built

One

Levels

$172

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$81/mo
Taxes (2025)$1,771/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,965 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property tax — 2025 actual bill$148
HOA fee — from the listing$81
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,715
Interest rate6.00%
Loan term

Estimated payment

$1,965/mo

Principal & interest$1,466
FHA mortgage insurance (est.)$110
Property taxes (actual bill)$148
HOA / condo fee$81
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $249K
$217KedgeAI estimate $235,287 · range $226K$262K$272K

vs edgeAI estimate

+5.8%

Days on market

147 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 6788 SW 90TH LOOP

Get to know Ocala. See the full Ocala guide →

OCALA 34476 — neighborhood snapshot

Population

26,397

Median age

56.1

Median income

$65,429

Median home value

$260,300

Avg household

2.21

Households w/ children

2,252

For the school run

Marion County School District

MiddleLiberty Middle School★★★★★
ElementaryMarion Oaks Elementary School★★★★
HighWest Port High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the OCALA 34476 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,000 $33K
Feb 26, 2026Listed at $282,000 · 147 days on market since
2025Built · PIONEER RANCH PHASE 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6788 SW 90TH LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6788 SW 90TH LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6788 SW 90TH LOOP FAQs

What would the monthly payment be for 6788 SW 90TH LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,965/mo — principal and interest, the actual property-tax bill, the $81/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6788 SW 90TH LOOP?+

The association fee works out to $81 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6788 SW 90TH LOOP?+

The most recent tax bill on record (2025) was $1,771. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6788 SW 90TH LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ocala?+

At $249,000, this home is listed about 17% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6788 SW 90TH LOOP?+

Liberty Middle School (middle), Marion Oaks Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OCALA 34476 market on paper

$249,000 is 14% below the OCALA 34476 median of $289,900, and at $172/sqft it sits under the Ocala average of $204.

02Time on market is leverage

147 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $282,000, now $249,000 — a $33K cut. The full history is in the market section below.

Listing courtesy of FONTANA REALTY · Julia McPherson. MLS #OM719674.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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