4427 NE 5TH STREET, OCALA, FL, 34470
Active157 days on marketListed Mar 3, 2026MLS #OM719894
About this home
4427 NE 5TH STREET
This fabulous custom-built home is situated in the highly desirable Stonewood Villas, an all-age community featuring a low homeowners association (HOA) fee. Its prime location offers convenient access—just 13 minutes away—to Downtown Ocala, where residents can enjoy a variety of shopping, dining, and entertainment options. This residence was built with enduring quality and timeless craftsmanship. The elegant floor plan and abundant upgrades throughout the home reflect a true pride of ownership. The home boasts over 1,788 square feet of living space, with a split bedroom floor plan that includes three bedrooms, two full baths, and a two-car garage. A versatile bonus room, enhanced by a skylight, can be used as an office, den, or lanai, offering plenty of natural light. The living room stands out with vaulted ceilings, crown moldings, and a striking Swarovski crystal chandelier. A built-in Thomasville entertainment center and porcelain tile plank flooring throughout the home ensure both elegance and easy maintenance. Additional modern touches include energy-efficient windows and Levolor shades, updated light fixtures, and ceiling fans. The attic offers extra storage space and is equipped with a solar attic fan. The spacious eat-in kitchen is designed for both style and functionality, featuring top-of-the-line white cabinetry, granite countertops, and stainless-steel appliances. The breakfast nook, with views of the garden, is an ideal spot to enjoy your morning coffee. The primary suite is bright and inviting, offering generous closet space with built-in shelves. The master bathroom includes a jacuzzi tub and a walk-in shower, providing a relaxing retreat. The covered back porch creates a serene oasis, perfect for unwinding in a peaceful setting. Recent upgrades to the home include a new 3.5-ton, 16 SEER Trane HVAC system with complete air duct replacement in 2025, updated Pella and PGT windows (four Pella and two PGT installed in 2015), a roof replacement in 2015, and additional insulation added in 2020.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,788
Sqft
0.12 ac
Lot size
2
Garage
1997
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocala actives
$185 vs $187
Days on market
157 vs 50 typical
Where $185/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
163 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 4427 NE 5TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$292,800
701 SE 49TH AVENUE
3 bd · 2 ba · 1,790 sqft · $164/sqft · 5 DOM
Sold · Sep ’25$250,000
1232 SE 40TH COURT
3 bd · 2 ba · 1,760 sqft · $142/sqft · 15 DOM
Sold · Nov ’25$285,000
3930 SE 12TH STREET
4 bd · 2.5 ba · 1,820 sqft · $157/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 4427 NE 5TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4427 NE 5TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4427 NE 5TH STREET FAQs
What would the monthly payment be for 4427 NE 5TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,443/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4427 NE 5TH STREET?+
The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4427 NE 5TH STREET?+
The most recent tax bill on record (2025) was $1,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4427 NE 5TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $329,900, this home is listed about 10% above the Ocala median of $298,939. The market section on this page shows how the area is trending.
Which schools are assigned to 4427 NE 5TH STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$329,900 runs 60% above the OCALA 34470 median.
02Time on market is leverage
157 days on market against a Ocala median of 50 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Ward-Highlands Elementary School, Fort King Middle School, Vanguard High School — Ward-Highlands Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $349,500, now $329,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMERUN REALTY · Haydee Ruiz. MLS #OM719894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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