8430 SW 108TH PLACE ROAD, OCALA, FL, 34481
Pending149 days on marketListed Mar 12, 2026MLS #OM720694
About this home
8430 SW 108TH PLACE ROAD
Looking for more space, easier upkeep and an active Florida lifestyle? This 1,969-square-foot, 3-bedroom, 2-bath home is located in Oak Run, one of Southwest Ocala’s established gated 55+ golf communities. Inside, the split-bedroom floor plan provides privacy and flexibility for guests, hobbies or a home office. Vaulted ceilings enhance the open feeling, while engineered hardwood flooring adds warmth to the living and dining areas. Vinyl plank flooring in all three bedrooms, the kitchen, laundry room and enclosed lanai makes everyday care simple. The bright kitchen features cabinetry with soft-close doors, generous cabinet space and a pantry for additional storage. The spacious primary bedroom includes a walk-in closet plus extra storage space to help keep everything organized. Enjoy the enclosed, heated-and-cooled lanai throughout the year. Use it for morning coffee, reading, entertaining, hobbies or simply relaxing while enjoying the peaceful landscaped setting. A separate laundry room, attached two-car garage and insulated garage door add comfort, storage and convenience. Major updates include a 2021 roof and 2019 HVAC, offering added peace of mind. Oak Run residents enjoy golf-cart-friendly living, swimming pools, fitness facilities, pickleball, tennis, shuffleboard, a dog park, clubhouses, dining and a full calendar of clubs and activities. Shopping, restaurants and medical services are conveniently located along Ocala’s nearby State Road 200 corridor. Come see the space, updates and lifestyle this Oak Run home offers. Schedule your private tour today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,969
Sqft
0.14 ac
Lot size
2
Garage
1991
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,540 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,540/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12%
$/sqft vs OAK RUN
$152 vs $147
Days on market
149 vs 52 typical
Where $152/sqft sits among the 12 homes for sale in OAK RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 12
OAK RUN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8430 SW 108TH PLACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,000
10805 SW 83RD AVENUE · same community
3 bd · 2 ba · 1,960 sqft · $130/sqft · 39 DOM
Sold · Sep ’25$245,000
8440 SW 108TH LOOP · same community
3 bd · 2 ba · 1,989 sqft · $123/sqft · 42 DOM
Sold · Sep ’25$257,500
8225 SW 108TH LOOP · same community
3 bd · 2 ba · 1,852 sqft · $139/sqft · 211 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8430 SW 108TH PLACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8430 SW 108TH PLACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8430 SW 108TH PLACE ROAD FAQs
What would the monthly payment be for 8430 SW 108TH PLACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,540/mo — principal and interest, the actual property-tax bill, the $182/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8430 SW 108TH PLACE ROAD?+
The association fee works out to $182 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8430 SW 108TH PLACE ROAD?+
The most recent tax bill on record (2025) was $3,591. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8430 SW 108TH PLACE ROAD?+
The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $299,999, this home is priced right at the Ocala median.
Which schools are assigned to 8430 SW 108TH PLACE ROAD?+
Dunnellon High School (high), Dunnellon Elementary School (elementary), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,999 runs 30% above the OCALA 34481 median.
02Time on market is leverage
149 days on market against a Ocala median of 52 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $307,000, now $299,999 — a $7K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX FOXFIRE - HWY200/103 S · Megan Guthrie. MLS #OM720694.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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