CENTURY 21 Edge
$300,000$320,0003 bd2 ba1,556 sqft$193 /sqft$2,424 /mo all-in ↓

6105 DORY WAY, TAVARES, FL, 32778

Active145 days on marketListed Mar 13, 2026MLS #OM720727

Priced 8% below the TAVARES 32778 medianReduced $20KFully furnishedSingle Family ResidenceROYAL HARBOR PH 01

About this home

6105 DORY WAY

Welcome to the lifestyle you’ve been dreaming about in the beautiful 55+ community of Royal Harbor made even better with a price adjustment!—a place that feels like a relaxing day at the beach every single day. With swaying palms, friendly neighbors, and scenic waterfront views along Lake Harris, life here is all about easy living and enjoying the sunshine. This meticulously maintained 3-bedroom, 2-bath split-plan home offers the perfect blend of comfort and thoughtful upgrades. From the moment you step through the foyer with elegant ceramic tile floors, you’ll notice the sense of space created by soaring 9-foot and vaulted ceilings, impressive 8-foot doors, rounded corners, and classic six-panel doors that add a touch of luxury throughout. The kitchen is designed to impress, featuring beautiful 42-inch wood cabinetry, gleaming granite countertops, stainless steel appliances, and not one but two pantries for exceptional storage. The spacious great room showcases real wood floors and opens to an all-weather patio—perfect for morning coffee or relaxing evenings. The private primary suite offers a peaceful retreat with a walk-in closet tucked behind a convenient pocket door and a stylish en-suite bath complete with upscale cabinetry, Corian countertops, and a generous walk-in shower. Two additional bedrooms provide flexibility for guests, hobbies, or a home office. Outside, the corner lot offers just the right amount of space with easy maintenance and added privacy. Major updates—including a NEWER ROOF, NEW HVAC system, and NEW WATER HEATER—mean peace of mind, while a water softener system adds everyday comfort. Life in Royal Harbor is all about enjoying the Florida lifestyle. Cruise the neighborhood by golf cart, stroll along the accessible walking paths, or head down to the waterfront dock on Lake Harris to soak in the view. And the location couldn’t be better—just minutes from the Florida Turnpike and close to medical facilities, shopping, and dining. Spend a fun afternoon exploring the charm of Mount Dora, visit the lively entertainment of The Villages, or enjoy the unique waterfront character of Tavares—known as the Seaplane City. If you’ve been waiting for the perfect forever home in Central Florida, this could be the one. The lifestyle, the location, and the home all come together beautifully here… but opportunities like this don’t last long now. Now is the time to make your move. SOLD FURNISHED UNLESS YOU CHOSE DIFFERENTLY.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,556

Sqft

0.2 ac

Lot size

2

Garage

2000

Year built

One

Levels

$193

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Washer · Water Softener
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Skylight(s) · Solid Wood Cabinets · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding · Wood Frame
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level · Workshop in Garage
ExteriorIrrigation System

Community & fees

HOA fee$232/mo
Taxes (2025)$1,603/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Gated Community - No Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,424 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$134
HOA fee — from the listing$232
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,424/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$134
HOA / condo fee$232
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$281KedgeAI estimate $309,357 · range $292K$335K$348K

vs edgeAI estimate

−3%

$/sqft vs Tavares actives

$193 vs $193

Days on market

145 vs 47 typical

Where $193/sqft sits among the 244 Tavares actives

51
85 · this home
44
30
14
20
$119–158$158–198$198–237$237–276$276–315$315+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tavares

Map of 6105 DORY WAY

Drive times from this address

Downtown Orlando45 min
Universal Orlando48 min
Walt Disney World55 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$318K$313K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

115 of 244

Tavares actives have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $20K
Mar 13, 2026Listed at $320,000 · 145 days on market since
2000Built · ROYAL HARBOR PH 01

Reality check

What actually sold near 6105 DORY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6002 SAILBOAT AVENUESold · Jun ’26

$235,000

6002 SAILBOAT AVENUE · same community

3 bd · 2 ba · 1,615 sqft · $146/sqft · 73 DOM

6071 SAILBOAT AVENUESold · May ’26

$351,000

6071 SAILBOAT AVENUE · same community

3 bd · 2 ba · 1,690 sqft · $208/sqft · 8 DOM

5676 GULF STREAM STREETSold · Mar ’26

$340,000

5676 GULF STREAM STREET · same community

4 bd · 3 ba · 1,915 sqft · $178/sqft · 75 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 6105 DORY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6105 DORY WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6105 DORY WAY FAQs

What would the monthly payment be for 6105 DORY WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,424/mo — principal and interest, the actual property-tax bill, the $232/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6105 DORY WAY?+

The association fee works out to $232 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6105 DORY WAY?+

The most recent tax bill on record (2025) was $1,603. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6105 DORY WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $300,000, this home is listed about 11% below the Tavares median of $337,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6105 DORY WAY?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the TAVARES 32778 market on paper

$300,000 is 8% below the TAVARES 32778 median of $325,000, and at $193/sqft it sits under the Tavares average of $222.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

145 days on market against a Tavares median of 47 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $320,000, now $300,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER VANGUARD EDGE · Valerie Foerst. MLS #OM720727.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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