CENTURY 21 Edge
$279,900$284,9003 bd2 ba1,576 sqft$178 /sqft$1,953 /mo all-in ↓

10 LOCUST LOOP CIRCLE, OCALA, FL, 34472

Active127 days on marketListed Mar 14, 2026MLS #OM720763

Reduced $5KNew constructionSingle Family ResidenceSILVER SPGS SHORES UN #33

About this home

10 LOCUST LOOP CIRCLE

Welcome to this stunning new construction “Orchid” Model by Bakan Homes. Discover contemporary comfort in this brand-new 3-bedroom, 2-bathroom home offering 1,576 sq ft of thoughtfully designed living space. Perfect for those seeking privacy and tranquility. The exterior features a charming front porch with a finished ceiling, adding subtle character to the home’s clean lines and modern curb appeal. Step inside to an open-concept layout featuring luxury waterproof vinyl flooring throughout and sleek black finishes that enhance the bold, modern aesthetic. Stylish black LED pendant lighting highlights the kitchen, centered around an impressive 9-foot island — ideal for gathering and entertaining. The space is finished with quartz countertops, solid-wood soft-close cabinetry, and stainless-steel appliances, including a dishwasher — a perfect blend of beauty and functionality. The spacious primary suite serves as a private retreat with an 18x15 layout, direct access to the rear patio, and a spa-inspired bathroom featuring dual vanities, a rainfall shower, and recessed lighting. Secondary bedrooms are generously sized at 13x11, offering comfort and flexibility for family, guests, or a home office. Your investment is protected by a limited Builder Warranty valid for one year from the issuance of the Certificate of Occupancy. Colors, finishes, and appliances may vary from home to home. Estimated completion dates are subject to change due to unforeseen circumstances.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,576

Sqft

0.23 ac

Lot size

2

Garage

2025

Year built

One

Levels

$178

Per sqft

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionCement Siding · Wood Frame
FoundationSlab
FacesSoutheast
ParkingDriveway
ExteriorSliding Doors

Community & fees

Taxes (2025)$258/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,953 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property tax — 2025 actual bill$21
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,797
Interest rate6.00%
Loan term

Estimated payment

$1,953/mo

Principal & interest$1,648
FHA mortgage insurance (est.)$124
Property taxes (actual bill)$21
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $280K
$243KedgeAI estimate $264,645 · range $253K$272K$291K

vs edgeAI estimate

+5.8%

$/sqft vs Ocala actives

$178 vs $180

Days on market

127 vs 43 typical

Where $178/sqft sits among the 400 Ocala actives

104
165 · this home
81
19
3
28
$116–158$158–199$199–241$241–283$283–325$325+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 10 LOCUST LOOP CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

156 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 33% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $279,900 $5K
Mar 14, 2026Listed at $284,900 · 127 days on market since
2025Built · SILVER SPGS SHORES UN #33

Reality check

What actually sold near 10 LOCUST LOOP CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43 LOCUST PASS RUNSold · Jun ’26

$282,400

43 LOCUST PASS RUN · same community

3 bd · 2 ba · 1,681 sqft · $168/sqft · 12 DOM

24 LOCUST LOOP PASSSold · Jan ’26

$274,000

24 LOCUST LOOP PASS · same community

3 bd · 2 ba · 1,465 sqft · $187/sqft · 36 DOM

33 LOCUST COURSESold · Feb ’26

$244,900

33 LOCUST COURSE · same community

3 bd · 2 ba · 1,399 sqft · $175/sqft · 21 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10 LOCUST LOOP CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10 LOCUST LOOP CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10 LOCUST LOOP CIRCLE FAQs

What would the monthly payment be for 10 LOCUST LOOP CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,953/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10 LOCUST LOOP CIRCLE?+

The most recent tax bill on record (2025) was $258. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $279,900, this home is listed about 6% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10 LOCUST LOOP CIRCLE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$279,900 runs 33% above the OCALA 34472 median.

02Time on market is leverage

127 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $284,900, now $279,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of REAL ESTATE TEAMMATES LLC · Sergio Rebollo. MLS #OM720763.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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