8061 SW 81ST LOOP, OCALA, FL, 34476
Active130 days on marketListed Mar 15, 2026MLS #OM720879
About this home
8061 SW 81ST LOOP
Meticulously maintained Verbena model home in the desirable Indigo East neighborhood of On Top of the World 55+ community. This spacious floor plan features vinyl flooring, plus an oversized living room and oversized primary bedroom for comfortable everyday living. Recent updates include new toilets and kitchen faucet in 2026, plantation shutters on all windows, gas range, living areas interior paint, garage door screens, and UV filter on the A/C in 2025, and a new garage door opener in 2024. Roof was replaced in 2020. Energy-conscious features include solar roof vents, solar tubes in the kitchen and primary bath, and a tankless, on-demand water heater that is serviced annually. A generator, serviced twice per year, conveys with the home for added peace of mind. Exterior features include gutters around the entire home and an irrigation-free, very low-maintenance yard. Enjoy mail delivery directly to your home mailbox, with HOA fees including trash and recycle pickup plus internet service in this gated, amenity-rich 55+ community in Ocala. Property has been meticulously maintained and is truly move-in ready.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,654
Sqft
0.15 ac
Lot size
2
Garage
2004
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,192 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,192/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Ocala actives
$145 vs $181
Days on market
130 vs 43 typical
Where $145/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside On Top Of The World
Get to know Ocala. See the full Ocala guide →
On Top Of The World — neighborhood snapshot
Population
9,305
Median age
73
Median income
$51,446
Median home value
$222,633
Avg household
2
Households w/ children
77%
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
155 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the OCALA 34476 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8061 SW 81ST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$265,000
8358 SW 79TH CIRCLE · same community
3 bd · 2 ba · 1,573 sqft · $168/sqft · 4 DOM
Sold · May ’26$252,000
8090 SW 81ST LOOP · same community
2 bd · 2 ba · 1,872 sqft · $135/sqft · 28 DOM
Sold · Mar ’26$165,000
9085 SW 96TH LANE UNIT B
2 bd · 2 ba · 1,709 sqft · $97/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 8061 SW 81ST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8061 SW 81ST LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8061 SW 81ST LOOP FAQs
What would the monthly payment be for 8061 SW 81ST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,192/mo — principal and interest, the actual property-tax bill, the $277/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8061 SW 81ST LOOP?+
The association fee works out to $277 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8061 SW 81ST LOOP?+
The most recent tax bill on record (2025) was $2,844. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8061 SW 81ST LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $239,900, this home is listed about 20% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8061 SW 81ST LOOP?+
Liberty Middle School (middle), Hammett Bowen Junior Elementary School (elementary), West Port High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34476 market on paper
$239,900 is 17% below the OCALA 34476 median of $289,900, and at $145/sqft it sits under the Ocala average of $204.
02Time on market is leverage
130 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $249,900, now $239,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MP REALTY · Maureen McCabe. MLS #OM720879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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